Explore the differences! FHA VS Conventional loan programs in Emmitsburg, Frederick County, Maryland

In 2025, the Conventional loan limit for Emmitsburg, within Frederick county, MD, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and required documentation. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, to guide you in selecting the best program for your financial situation in MD.

Explore loan offers from a network of 100 lenders.

2025 Limits and Downpayment Requirements in Emmitsburg, Frederick county, MD

Loan Type Max Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 21727

Conventional and FHA Loan Choices in Emmitsburg, MD

The aim of Lendersa® is to provide you with the best available Conventional, USDA, or FHA loan options quickly and without hassle. Start with one of three avenues to identify matching lenders and loan programs tailored to your needs.

Review USDA loan request and results with Lendersa


  • Archer Credit Union
  • 510 G Street, Central City, NE, 68826
  • Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
  • Quantum Credit Union
  • 6300 W 21st North, Wichita, KS, 67205
  • At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more. We are a not-for-profit credit cooperative, offering a full line of banking services.
  • First Equity Mortgage Services
  • 10011 W. 21st St. N, Suite 101, Wichita, KS, 67205
  • "With a wide variety of different loan programs, First Equity Mortgage Services, Inc is sure to have one to help you achieve the American dream of owning a home. We are locally owned and operated and conveniently located in Wichita, Ks. First Equity Mortgage is active in the local community: Catholic Charities, Red Cross, Habitat for Humanity.
  • Northwestern Bank
  • 4 North Main Street, Dilworth, MN, 56529
  • Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.
  • Catholic Family Federal Credit Union
  • 717 N Socora Street, Wichita, KS, 67212
  • Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.
  • Regent Financial Group, Inc
  • 10209 W Central Ave, Suite 1, Wichita, KS, 67212
  • "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product. Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.
  • Skyward Credit Union
  • 4 Cessna Boulevard, Wichita, KS, 67215
  • Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership. Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
  • Mid Minnesota Federal Credit Union
  • 104 3rd Ave W, Ada, MN, 56510
  • Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
  • Bank of Commerce and Trust Company
  • 201 West Harvey Avenue, Wellington, KS, 67152
  • The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,