FHA VS Conventional loan in Smithsburg, Washington County, Maryland
In 2025, the maximum loan for Conventional types in Smithsburg, situated in Washington County, MD, is set at $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030, giving clear structure for prospective homeowners.
Make use of the Lendersa® Conventional loan calculator to compare the best rates currently available among Conventional, FHA, and USDA loans. Establish requirements for income, credit, reserves, and documentation necessary for qualification. With our enhanced mortgage calculator, evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating a choice of the right program in MD to suit your financial needs.
2025 Loan Limits and Down Payment Requirements in Smithsburg, Washington County, MD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 21783
Exploring Conventional and FHA Loan Options in Smithsburg, MD
Lendersa® commits to efficiently securing the best possible Conventional, USDA, or FHA loan for you, minimizing hassle. Begin with one of three introductory paths that provide a connection to matched lenders and suitable loan programs.
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