In 2025, the maximum loan for Conventional types in Smithsburg, situated in Washington County, MD, is set at $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030, giving clear structure for prospective homeowners.
Make use of the Lendersa® Conventional loan calculator to compare the best rates currently available among Conventional, FHA, and USDA loans. Establish requirements for income, credit, reserves, and documentation necessary for qualification. With our enhanced mortgage calculator, evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating a choice of the right program in MD to suit your financial needs.
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 21783
Lendersa® commits to efficiently securing the best possible Conventional, USDA, or FHA loan for you, minimizing hassle. Begin with one of three introductory paths that provide a connection to matched lenders and suitable loan programs.
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
