Explore the differences! FHA VS Conventional loan programs in Gaithersburg, Montgomery County, Maryland
In 2026, the loan limit for Conventional financing in Gaithersburg, based in Montgomery, MD, is $1,089,300. Conversely, the FHA loan limit for a single-family residence is capped at $1,089,300.
Leverage the Lendersa® Conventional loan calculator to assess the best available rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to qualify for these loans. Our advanced mortgage calculator showcases side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program in MD tailored to your financial scenario.
Loan Limits and Downpayment Criteria for 2026 in Gaithersburg, county of Montgomery, MD
Type of Loan
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table applies to zip codes within: 20878, 20899, 20879, 20877, 20883, 20884, 20885, 20898
Variety of Conventional and FHA Loan Options in Gaithersburg, MD
The aim of Lendersa® is to promptly deliver the best possible Conventional, USDA, or FHA loan without unnecessary delays. Choose from one of three pathways that connect you with suitable lenders and loan programs for your needs.
Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.
1607 Frederica Road, Suite 201, Saint Simons Island, GA, 31522
At Somerset, we believe that with the right tools - information, experience, technology and flexibility - getting through the mortgage process can be done smoothly and with confidence. Our knowledgeable, dedicated mortgage specialists are the best in the business, working with you to explore your financing goals and options.
Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. Your confidence in us and satisfaction with our service.
Solutions Financial Mortgage is a mortgage banker whose operations originate mortgage loans in Illinois and Florida. We are a correspondent lender with an exceptional product variety and competitive rates. Solutions Financial Mortgage was founded by loan originators to serve the industry in a unique capacity
"Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper. The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
Northbrook Bank & Trust Company, National Association
1100 Waukegan Rd, Northbrook, IL, 60062
We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.
Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.
Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.
