FHA VS Conventional loan in Lake-Shore, Anne Arundel County, Maryland

For 2026, the conventional loan limit in Lake-Shore, within the county of Anne Arundel, MD, is $647,200, while the FHA limit is $583,050, specifically for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate the current best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserve funds, and documentation needed to qualify. This advanced mortgage calculator allows you to contrast Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in MD suits your particular financial situation the best.

Compare loan offers from a diverse range of 100 lenders

2026 Loan Limits and Down Payment Requirements in Lake-Shore, County of Anne Arundel, MD

Loan Type Maximum Loan Limit Down Payment Requirement
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This comparison table is relevant for the following zip codes: 21122

Conventional and FHA Loan Options in Lake-Shore, MD

Lendersa® is dedicated to helping you find the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three methods to connect with lenders and discover suitable loan programs.

Results from Lendersa's USDA loan request matching


Lake-Shore Lenders

  • Renaissance Lenders, Inc
  • 8221 Richie Highway, Suite 203, Pasadena, MD, 21122
  • Lends in Maryland
  • Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.

  • Coastline Mortgage
  • 8221 Ritchie Hwy, Suite 104, Pasadena, MD, 21122
  • Lends in Maryland
  • Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • The Bank of Glen Burnie
  • 106 Padfield Blvd, Glen Burnie, MD, 21061
  • Lends in Maryland
  • Since opening our doors in 1949, The Bank of Glen Burnie® has been committed to meeting customers’ needs. In fact, it’s at the heart of everything we do! Although the banking industry continues to undergo rapid changes, we believe the best way to meet our commitment is by remaining an independent, community bank.

  • Alternative Capital Funding
  • 1916 South Crain Highway, Glen Burnie, MD, 21061
  • Lends in Maryland
  • Alternative Capital Funding is a Nationwide Commercial Real Estate Lending Company. We provide Commercial Real Estate financing for Businesses, Investors, Organizations and Individuals. Our Corresponding Lending status allows us to provide Conventional Commercial loans, SBA 7A/504 loans, Low Doc Loans and Bridge Financing nationwide.

  • Service 1st Mortgage, INC
  • 14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
  • Lends in Maryland
  • Service 1st Mortgage is a mortgage broker located in Glen Burnie, Maryland, 30 minutes north of Washington DC and 20 minutes south of Baltimore. Our company serves the lending needs of prospective home buyers and current homeowners through specialized mortgage products that offer the best rates and lowest costs.

  • Members First of Maryland Federal Credit Union
  • 1631 Merritt Boulevard, Baltimore, MD, 21222
  • Lends in Maryland
  • In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.

  • United Trust Financial LLC
  • 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
  • Lends in Maryland
  • Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.

  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Lends in Maryland
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c

  • Severn Bank
  • 200 Westgate Circle, Suite 200, Annapolis, MD, 21401
  • Lends in Maryland
  • We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.