FHA VS Conventional loan programs in Severna-Park, Anne Arundel County, Maryland

In the year 2025, the limit for a conventional loan in Severna-Park, located in Anne Arundel county, MD, is $647,200. Meanwhile, for a single-family home, the FHA loan limit is $583,050.

Utilize the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options. This empowers you to decide which program in MD is optimal for your financial situation.

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2025 loan limits and downpayment requirements for Severna-Park, in the county of Anne Arundel, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $430,500 0%
FHA $583,050 3.5%

This table is valid for the zip codes: 21146, 21108, 21123

Diverse Loan Options: Conventional and FHA in Severna-Park, MD

At Lendersa®, our aim is to provide you with the fastest and most convenient way to secure a Conventional, USDA, or FHA loan. Choose from three different starting points to match with compatible lenders and loan programs.

Results from Lendersa USDA loan requests and matching


  • Carlson Mortgage LLC
  • 7777 Bonhomme Avenue, Suite 1800, Saint Louis, MO, 63105
  • We specialize in conventional, FHA, Veterans (VA) & Jumbo Loans. We work with 8 major banks, but don't have any allegiance to a specific one. Because of that fact we are able to routinely offer you some of the lowest rates in the country. What separates us from other local brokers is that you will never have to pay ANY broker fees
  • Gateway Mortgage
  • 7733 Forsyth Blvd, Suite 1100, Saint Louis, MO, 63105
  • Gateway Mortgage is one of the longest established Missouri mortgage brokerage firms in the St. Louis region serving clients since 1990. Our company has expanded rapidly over the years but we’ve always strictly adhered to our proven business model of excellence & honesty the foundation that has made Gateway the selection of over 10, 000 homeowners
  • Heartland Mortgage Lending LLC
  • 2203 South Big Bend Boulevard, Saint Louis, MO, 63117
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gale Credit Union
  • 631 North Henderson Street, Galesburg, IL, 61401
  • Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
  • Tompkins State Bank
  • 1380 N. Henderson St, Galesburg, IL, 61401
  • Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
  • F&M Bank Illinois
  • 21 E. Main St, Galesburg, IL, 61401
  • The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
  • The Farmers State Bank of Waupaca
  • 112 West Fulton Street, Waupaca, WI, 54981
  • The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness. To maximize our return to shareholders, while making sound decisions today
  • Northern Interstate Bank, National Association
  • 501 W. US Highway 2, Norway, MI, 49870
  • Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind. Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.