FHA VS Conventional loan programs in 2026 for Melwood, Prince George's County, Maryland

In 2026, the maximum loan amount for a Conventional loan in Melwood, part of Prince George's County, MD, is $970,800. Meanwhile, the FHA loan limit for a single-family residence is $970,800.

Take advantage of the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. This tool helps assess income, credit requirements, reserves, and the documents required for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA programs side by side, determining which option in MD is best suited for your financial needs.

Explore loan offers available from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Melwood, Prince George's County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to the following zip codes: 20772

Exploring Conventional and FHA Loan Choices in Melwood, MD

Lendersa® is dedicated to securing the most suitable Conventional, USDA, or FHA loan for your needs quickly and without inconvenience. Select one of three starting options that lead to matching lenders and fitting loan programs.

Outcomes from Lendersa USDA loan requests


Melwood Lenders

  • Police Federal Credit Union
  • 9100 Presidential Parkway, Upper Marlboro, MD, 20772
  • Lends in Maryland
  • The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.

  • Money One Federal Credit Union
  • 9800 Technology Way, Largo, MD, 20774
  • Lends in Maryland
  • Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.

  • Mortgage Experts
  • 9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
  • Lends in Maryland
  • The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area.

    Whether you are first time home buyer, purchasing your dream home, refinancing.

  • Andrew Whearty Mortgage Lender
  • 500 Prince Georges Blvd, Upper Marlboro, MD, 20774
  • Lends in Maryland
  • At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.

  • First Funding Inc
  • 9701 Apollo Drive, Suite 495, Largo, MD, 20774
  • Lends in Maryland
  • "Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide.

    First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.

  • Andrews Federal Credit Union
  • 5711 Allentown Road, Suitland, MD, 20746
  • Lends in Maryland
  • Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).

  • Prince George's Community Federal Credit Union
  • 15201 Hall Road, Bowie, MD, 20721
  • Lends in Maryland
  • Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.

  • The Mortgage Mall Inc
  • 804 Jennings Mill Drive, Bowie, MD, 20721
  • Lends in Maryland
  • The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client