Explore the differences! FHA VS Conventional loan programs in Mount-Rainier, Prince George's County, Maryland

In 2026, the limit for Conventional loans in Mount-Rainier, within Prince George's county, MD is set at $970,800, whereas the FHA limit for a single-family home is $970,800.

The Lendersa® Conventional loan calculator offers a means to compare today's best rates for Conventional, FHA, and USDA loans, helping you understand the income, credit, reserves, and documents necessary to qualify. With this advanced tool, you can compare Conforming Conventional loans side by side with USDA, FHA, and VA programs, enabling you to determine which option in MD suits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Mount-Rainier, Prince George's, MD

Loan Type Limit Down Payment Required
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The data table applies to these zip codes: 20712

Options for Conventional and FHA Loans in Mount-Rainier, MD

The goal of Lendersa® is to help you swiftly obtain the best available Conventional, USDA, or FHA loan without any complications. Choose from three starting points to connect with matching lenders and loan programs tailored to your needs.

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  • Mortgij, Inc.
  • 632 Birchwood Court, Danville, CA, 94506
  • We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.

  • Golden State Financial
  • 506 Conejo Court, Danville, CA, 94506
  • Golden State Financial specializes in commercial real estate financing, bridge loans, and hard money solutions. We connect borrowers with private lenders, debt funds, and institutional capital for fast, asset-based financing nationwide. Ideal for land, construction, value-add, and time-sensitive transactions requiring speed, flexibility, and reliable execution.

  • Compass Mortgage Advisors
  • 3840 Blackhawk Road, Suite 105, Danville, CA, 94506
  • Compass Mortgage Advisors is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, Refinancing an outstanding loan, or consolidating debt.

  • Loan-guys.com (e-constructionloans.com)
  • 2074 Mataro Way, San Jose, CA, 95135
  • Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.

  • Pacific Service Credit Union
  • 3000 Clayton Road, Concord, CA, 94519
  • Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.

  • Primary Real Estate Services
  • 2818 Clayton Road, Concord, CA, 94519
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Optima Home Mortgage
  • 6090 Hellyer Avenue, Suite 175, San Jose, CA, 95138
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • D&F Properties
  • 5000 Birkdale Way, San Jose, CA, 95138
  • D&F Properties was established in 1984 as an independent brokerage. In 2000 DeFaria Realty & Investments was added to help the financing needs of our clients. We live, play and work in Santa Clara County. Diane LoVerde, owner of D&F Properties/DeFaria Realty & Investments specializes in real estate sales and loan sales.

  • Rohit Mohan
  • 5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588
  • Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.

  • CU HomeLand
  • 5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA, 94588
  • CU HomeLand is a mortgage lender that originates mortgage loans for consumers, and partners with Credit Unions and Small Banks to provide them with the necessary mortgage services to help their members and clients obtain home mortgages and CU HomeLand is also a division of American Pacific Mortgage.

  • Landmark Lending
  • 4900 Hopyard Road, Suite 100, Pleasanton, CA, 94588
  • Landmark Lending has been serving California mortgage loan clients since 2001. Located in the beautiful city of Pleasanton, Landmark Lending provides a variety of loans for the mortgage industry. We are a mortgage brokerage company that specializes in providing solutions for home owners and future home owners through wise planning & sound advice.

  • Cal Coast Financial Corp
  • 5960 Stoneridge Dr, Suite 100, Pleasanton, CA, 94588
  • As a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance and construction/commercial lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.