Explore the differences! FHA VS Conventional loan programs in South-Kensington, Montgomery County, Maryland

In 2026, the conventional loan limit for South-Kensington in Montgomery County, MD stands at $970,800. Meanwhile, the FHA loan limit for a single-family house is $970,800.

With the Lendersa® Conventional loan calculator, you can compare today's top rates for Conventional, FHA, and USDA loans. It helps determine the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in MD for your financial needs.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in South-Kensington, Montgomery County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This information applies to these zip codes: 20895

Conventional and FHA Loan Opportunities in South-Kensington, MD

The mission of Lendersa® is to provide you the most suitable Conventional, USDA, or FHA loan efficiently and with ease. Begin by choosing one of three methods, each leading to compatible lenders and loan programs.

Lendersa USDA loan request and results


  • John Z Home Loan Team
  • 575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225
  • AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years.
    It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.

  • Consumer First Financial PLLC
  • 3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225
  • "Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program.

    Our knowledgeable team offers various loan options with competitive rates."

  • ReZamp Lending, LLC
  • 500 W. Chandler Blvd, Chandler, AZ, 85225
  • ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.

  • Greg Wade Mortgages
  • 21906 North 36TH Way, Phoenix, AZ, 85050
  • For me, lending is all about local relationships. I've lived in Arizona my entire life. I'm an active member of the communities where I've made a distinct impact.
    My mentality is ""Shop Locally"". Working with me means you'll be getting the attention and consideration that your mortgage requires.

  • Clear Choice Mortgage
  • 2550 E Rose Garden Lane, Phoenix, AZ, 85050
  • Our goal is simple: provide a level of service that exceeds expectations and deliver on time, every time. Period. From the very beginning, our approach focuses on integrity, honesty, knowledge and straight-forward communication, all of which create a solid foundation for developing lasting client and business partnerships.

  • Brightside Mortgage, LLC
  • 20860 North Tatum Boulevard, Suite 300, Phoenix, AZ, 85050
  • Brightside Mortgage, we are your partners in achieving your home-ownership dreams. Our number one priority is matching you with the best loan to achieve your goals. We are here to work on your behalf to make sure your experience is easier, more positive and more personal than our competitors

  • Expert Mortgage, LLC
  • 22007 North 36th Street, Phoenix, AZ, 85050
  • We're helping you take on perhaps the largest debt of your life. We feel that we have a professionally responsibility to help you manage that debt. Our role is to help you integrate this loan into your overall short and long term financial & investment goals while maximizing your tax objectives, cash flow and net worth. This takes an Expert.

  • ARIZONA WHOLESALE MORTGAGE INC
  • 3813 E Tracker Trl, Phoenix, AZ, 85050
  • Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo

  • American Financial Lending, Inc.
  • 20860 N. Tatum Blvd. # 160, Phoenix, AZ, 85050
  • At American Financial Lending, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.