FHA VS Conventional loan programs in 2025 for Rockville, Montgomery County, Maryland

In 2025, the Conventional loan limit in Rockville, located in Montgomery county, MD, is $1,089,300. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to analyze today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in deciding on the optimal program in MD for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Rockville, Montgomery, MD

Type of Loan Maximum Loan Limit Downpayment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 20852, 20850, 20851, 20847, 20848, 20849, 20857

Explore Conventional and FHA Loan Options in Rockville, MD

Lendersa® aims to swiftly provide the best possible Conventional, USDA, or FHA loan with ease. Choose one of three starting paths that connect you with matching lenders and loan programs.

Lendersa USDA loan requests and matching results visualized


  • Integrity First Mortgage LLC
  • 9 Peddlers Row, Newark, DE, 19702
  • Integrity first Mortgage Company, our goal is to make it easy and affordable for borrowers to find solutions to their financial challenges. As a result, we make the process easy for you to get the loan you need. Above all, Integrity First Mortgage provides lending on a large variety of residential properties throughout
  • Highlands Mortgage, LLC
  • 56 W. Main Street, Suite 102-A, Newark, DE, 19702
  • Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Blue Chip Federal Credit Union
  • 5050 Derry Street, Harrisburg, PA, 17111
  • Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
  • Belco Community Credit Union
  • 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111
  • Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
  • Louviers Federal Credit Union
  • 4643 Ogletown Stanton Rd, Newark, DE, 19713
  • Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
  • Union Home Mortgage Corp
  • 200 Continental Dr, Suite 401, Newark, DE, 19713
  • Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
  • 1st State Mortgage
  • 2100 Drummond Plaza, Bldg 2, Newark, DE, 19711
  • Our Mission is to provide our clients with timely & detailed knowledge, as well as exceptional customer service & communication throughout the entire mortgage process. Our local, friendly & professional team ensures a smooth experience from application to closing. The Mortgage Consultants at 1st State Mortgage are experienced VA home loan experts.
  • Delaware Financial Mortgage
  • 22 Polly Drummond Hill Road, Newark, DE, 19711
  • Delaware Financial Mortgage, we can help. An area expert for over 15 years, we are a full-service mortgage company based in Newark, DE. Whether you are buying a home or refinancing our team of professionals and We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products.
  • Pike Creek Mortgage Services, Inc.
  • 2100 Drummond Plaza, Bldg. 2, Newark, DE, 19711
  • "Pike Creek Mortgage Services, Inc. has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. With over 24 years experience in the mortgage industry, our qualified,"