FHA VS Conventional loan in Rockville, Montgomery County, Maryland

In 2025, the Conventional loan limit in Rockville, located in Montgomery county, MD, is $1,089,300. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to analyze today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in deciding on the optimal program in MD for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Rockville, Montgomery, MD

Type of Loan Maximum Loan Limit Downpayment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 20852, 20850, 20851, 20847, 20848, 20849, 20857

Explore Conventional and FHA Loan Options in Rockville, MD

Lendersa® aims to swiftly provide the best possible Conventional, USDA, or FHA loan with ease. Choose one of three starting paths that connect you with matching lenders and loan programs.

Lendersa USDA loan requests and matching results visualized


  • Firehouse Mortgage Products
  • 970 ATZ Road, Malabar, FL, 32950
  • Firehouse Mortgage makes it simple to apply for your home loan. This simple process can be conducted by phone or by submitting a form using the online Approval Request. You will then be contacted by Brennan Kelley for further information. The loan application can be taken over the phone, and your loan approval
  • Suarez Home & Finance Corp.
  • 3087 Anderson Snow Rd, Spring Hill, FL, 34609
  • Suarez Home & Finance Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools.
  • E Loans Mortgage
  • 13789 Linden Dr, Spring Hill, FL, 34609
  • At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Lakewood Credit Union
  • 1003 Railroad Street, Rib Lake, WI, 54470
  • Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.
  • Libertyville Savings Bank
  • 2000 W. Jefferson, Fairfield, IA, 52556
  • At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
  • Torch Lake Federal Credit Union
  • 400 Hecla Street, Calumet, MI, 49913
  • In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955
  • Fairfax State Savings Bank
  • 409 Vanderbilt Street, Fairfax, IA, 52228
  • Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations
  • River Bank
  • 145 North Main Street, Stoddard, WI, 54658
  • River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
  • MUNA Federal Credit Union
  • 4400 Highway 39 North, Meridian, MS, 39301
  • Originally, MUNA FCU was chartered in June 1962 as Meridian Naval Federal Credit Union & was for active military, retired military, & civil service Team Members affiliated with the Naval Auxiliary Air Station at Meridian. In October 1993, the name was changed to MUNA Federal Credit Union to reflect the uniting of the Meridian and Navy communities.