FHA VS Conventional loan programs in Bar-Harbor, Hancock County, Maine

In 2025, Convetional loan limit in Bar-Harbor, county of Hancock, ME is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ME is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bar-Harbor, county of Hancock, ME

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 04609, 04644, 04672

Conventional and FHA loan options in Bar-Harbor, ME

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Gundersen Credit Union
  • 1910 South Avenue, La Crosse, WI, 54601
  • Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.
  • Dairyland Power Credit Union
  • 3200 East Avenue South, La Crosse, WI, 54601
  • Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.
  • Citizens Tri-County Bank
  • 201 N Jackson Street, Tullahoma, TN, 37388
  • Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
  • Ascend Federal Credit Union
  • 520 Airpark Drive, Tullahoma, TN, 37388
  • At Ascend, our mission is to "Raise Possibilities"​ for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
  • Mortgage Connection
  • 609 Wilson Avenue, Tullahoma, TN, 37388
  • Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • 770 Hard Cash
  • 592 Lawton Street SW, Atlanta, GA, 30310
  • With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
  • AIM Credit Union
  • 1200 Associates Drive, Suite 102, Dubuque, IA, 52002
  • Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.
  • DuTrac Community Credit Union
  • 3465 Asbury Rd, Dubuque, IA, 52002
  • As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.