FHA VS Conventional loan programs in Bar-Harbor, Hancock County, Maine
In 2025, Convetional loan limit in Bar-Harbor, county of Hancock, ME is $647,200 while FHA limit is $420,680 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ME is best for your particular financial situation.
2025 loan limits and downpayment requirments in Bar-Harbor, county of Hancock, ME
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to zip codes: 04609, 04644, 04672
Conventional and FHA loan options in Bar-Harbor, ME
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.
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