FHA VS Conventional loan programs in Bar-Harbor, Hancock County, Maine

In the year 2025, the conventional loan limit in Bar-Harbor, located in the county of Hancock, ME, is set at $647,200, while the FHA limit for a single-family home is $420,680.

With the Lendersa® Conventional loan calculator, you can compare today's top rates for Conventional, FHA, and USDA. It helps determine the income, credit, reserves, and documents needed for qualification. Use our advanced calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program in ME for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Bar-Harbor, County of Hancock, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 04609, 04644, 04672

Explore Conventional and FHA Loan Options in Bar-Harbor, ME

Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan for you, minimizing hassle. Choose from three starting points to connect with matching lenders and tailored loan programs.

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  • Lordsman Funding
  • 8816 Foothill Boulevard, Suite 103-279, Rancho Cucamonga, CA, 91730
  • Lordsman Funding is a mortgage company, but it is also our platform for ministry. While we can do any type of real estate mortgage loan that can be done, we are not in the business of selling folks loans. Early on we saw that no one ever really called us for a loan, even though they thought they were doing so. Instead
  • The Loan Doc Daniel Young
  • 9227 Haven Ave, Suite 300, Rancho Cucamonga, CA, 91730
  • Daniel Young committed to helping you find the right mortgage product for you and your families needs for our Southern California Region. I understand that every borrower is different, and as a Direct Lender we offer a variety of mortgage products to meet your individual home purchase and home ReFinancing needs.
  • NexxMortgage
  • 9431 Haven Ave, Suite 232, Rancho Cucamonga, CA, 91730
  • WE ARE PREMIER MORTGAGE CONSULTANTS. Our mortgage loan officers are highly trained, experienced and motivated to work with you. Fill out a quick form and we'll match you with a loan officer that will help you accomplish your goals. Our fees, interest rates and vendor fees are some of the lowest in the industry.
  • Esteem Mortgage
  • 10670 Civic Center Drive, Suite 100, Rancho Cucamonga, CA, 91730
  • Esteem Mortgage mortgage industry in 1979. My experience includes Loan Processing, Underwriting, Funding, Closing, and managing a Banker's office as an AVP. I currently hold my NMLS License and Real Estate License. My clients love working with me because I can anticipate any unforeseen issues and resolve them before they become a problem.
  • Shtil Group
  • 10808 Foothill Boulevard, Suite 160-627, Rancho Cucamonga, CA, 91730
  • Shtil Group mortgage for purchasing or refinancing a property, advice on lending options for investing in real estate, specialty small business financing, or help finding the property of your dreams, Vadim is here to share his expert advice and talents as an Independent Mortgage & Real Estate Broker. Using the latest technology available.
  • Citi Wide Funding
  • 11846 Sixth Street, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Source Funding
  • 9267 Haven Avenue, Suite 240, Rancho Cucamonga, CA, 91730
  • Our associates are professionals who specialize in Residential Real Estate purchase and refinance loans. We are experts adept in the process & procedures of the modern R.E. industry . Let us assist you today in your specific funding needs with a more personable, no pressure, boutique experience.
  • RANTAX INC
  • 9223 Archibald Avenue, Suite J, Rancho Cucamonga, CA, 91730
  • We specialize in income tax preparation for individuals, small businesses and corporations. Our goal is to make tax time as painless as possible for our clients. We understand our customers have different priorities and we try to meet those expectations. Our prices are very competitive and we are open year-round to serve you.