FHA VS Conventional loan programs in Holden, Penobscot County, Maine

In 2025, the Conventional loan limit for Holden, located in the county of Penobscot, ME, is $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Utilize Lendersa®'s Conventional loan calculator to evaluate and compare the top rates available today across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. This advanced mortgage calculator lets you examine Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the optimal program in ME for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Holden, Penobscot, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 4429

Exploring Conventional and FHA Loan Options in Holden, ME

The mission of Lendersa® is to provide you with the best available Conventional, USDA, or FHA loan efficiently and without hassle. Begin with one of three pathways designed to connect you with matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Northeastern Mortgage LLC
  • 1073 Hancock Street, Suite 100, Quincy, MA, 02169
  • Northeastern Mortgage LLC is a leading mortgage brokerage company that can arrange the best loan products available such as of Conventional Fannie Mae/Freddie Mac, FHA, VA, USDA, first time homebuyer, residential and commercial loans. and Our purpose is straightforward. We strive to arrange our clients with the best possible financing options.
  • Conquest Funds
  • 859 Willard Street, Suite 503, Quincy, MA, 02169
  • Conquest Funds is an asset-based private money lender in the Boston, Dallas, Austin and San Antonio areas.Founded in 2010, Conquest specializes in hard money loans for real estate investors, builders and developers providing unparalleled real estate financing through bridge loans, fix & flip loans, construction and acquisition loans.
  • MBA Mortgage Corporation
  • 2 Adams Place, Suite 410, Quincy, MA, 02169
  • Our success comes from the amazing colleagues, clients & communities.We’re grateful to have talented professionals across our organization,who provide knowledgeable service to our amazing clients.MBA Mortgage team continues to inspire action with our ongoing support of veteran causes.From fundraising to community engagement, our passion for service
  • Grand Coast Capital Group
  • 1515 Hancock Street Suite 404, Quincy, MA, 02169
  • Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope
  • The Grossman Companies, Inc.
  • 859 WILLARD STREET SUITE 501, Quincy, MA, 02169
  • First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati
  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.
  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.
  • Coastal Heritage Bank
  • 195 Washington Street, Weymouth, MA, 02188
  • It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
  • The Cooperative Bank
  • 40 Belgrade Avenue, Roslindale, MA, 02131
  • For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.
  • Mortgages Inc
  • 181 Wells Avenue, Newton Center, MA, 02459
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued client. We understand you're making a big commitment in buying a home, refinancing your mortgage, or cashing out your home’s equity. Therefore we make a commitment to you.