For the year 2026, the conventional loan limit in the city of Belfast, located in the county of Waldo, ME, is set at $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Use the Lendersa® Conventional loan calculator to measure and compare today’s best rates for Conventional, FHA, and USDA loans. It helps you figure out the income, credit score, reserves, and documents necessary for qualification. This advanced mortgage calculator allows a side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA options to assist in deciding which program in ME is most suitable for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table's details apply to the zip codes: 4915
The aim of Lendersa® is to ensure you receive the most suitable Conventional, USDA, or FHA loan quickly and without difficulty. Opt for one of the following three paths to link with matching lenders and loan products.
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