FHA VS Conventional loan in Hampden, Penobscot County, Maine

In 2025, the conventional loan cap for the county of Penobscot in Hampden, ME is set at $726,200, with the FHA limit for a single-family residence being $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. This tool helps you ascertain the required credit score, income level, reserves, and documentation for approval. Our advanced mortgage calculator allows you to compare options like Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the optimal program in ME for your financial profile.

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2025 loan limits and down payment requirements in Hampden, county of Penobscot, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in this table is pertinent to zip codes: 4444

Loan options for Conventional and FHA in Hampden, ME

Lendersa® aims to swiftly procure the best Conventional, USDA, or FHA loan for you, minimizing complexities. Start with any of the following three options to connect with matching lenders and loan programs.

USDA loan request and results from Lendersa


  • Innovation Mortgage Group
  • 12600 Hesperia Road, Suite A, Victorville, CA, 92395
  • Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.
  • 203K Mortgage Lender
  • 17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395
  • 203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans
  • Gold Key Home Loans
  • 6637 SVL Box, Victorville, CA, 92395
  • Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.
  • Rivas Mortgage
  • 14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395
  • Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.
  • Choice Lending Corp
  • 12640 Hesperia Road, Suite D, Victorville, CA, 92395
  • A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer
  • HOUSE AND HOME MORTGAGE
  • 54710 North Circle Drive, Suite 3, Idyllwild, CA, 92549
  • We service all types of loans, Home Loans, VA Loans, FHA Loans, USDA Loans, Jumbo Loans, Fixed Rate Loans, Reverse Mortgages, Conventional Loans, Adjustable Rate Mortgages (ARMs), Home Equity Line of Credit (HELOC), Second Mortgages, and a great Refinancing Program. We can also serve any of your real estate needs as well,
  • Western Mortgage Brokers, Inc.
  • 2440 Willamette Street, Suite 201, Eugene, OR, 97405
  • We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
  • The Mission Company, Inc.
  • 36818 Oak View Road, Yucaipa, CA, 92399
  • At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.