which one is better? Conventional or FHA Topsham, ME

In 2025, the Conventional loan limit in Topsham within Sagadahoc County, ME, stands at $726,200, whereas the FHA limit is set at $506,000 for single-family homes.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit levels, reserves, and documentation for eligibility. Our advanced mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA loans, providing a clear comparison to assist in choosing the best program in ME to meet your financial needs.

Conventional and FHA Loan Choices in Topsham, ME

The aim of Lendersa® is to help you obtain the best possible Conventional, USDA, or FHA loan expeditiously. Begin with one of three methods to connect with suitable lenders and corresponding loan programs.

View USDA loan inquiries and matching results with Lendersa

(207) 897-0900 Lender's profile and map Reviews OTIS Federal Credit Union 170 Main Street, Jay, ME, 04239 As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.
(207) 247-2200 Lender's profile and map Reviews Ossipee Lake Mortgage Solutions 414 Sokokis Trail, East Waterboro, ME, 04030 Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
(207) 778-3339 Lender's profile and map Reviews Franklin Savings Bank 197 Main Street, Farmington, ME, 04938 Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
(207) 369-9976 Lender's profile and map Reviews Oxford Federal Credit Union 225 River Road, Mexico, ME, 04257 Oxford Federal Credit Union is a not-for-profit financial institution that is owned and run by members like you. Our board of directors is democratically elected by our membership, and all members of Oxford FCU have one vote - regardless of the amount of money they have on deposit.
(207) 985-4808 Lender's profile and map Reviews Big Horizon Mortgage Corporation 37 Western Avenue, Suite 308, Kennebunk, ME, 04043 Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.
(207) 571-5626 Lender's profile and map Reviews Biddeford Savings 65 Portland Rd, Kennebunk, ME, 04043 On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors
(207) 324-2285 Lender's profile and map Reviews Partners Bank 900 Main St, Sanford, ME, 04073 Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
(800) 303-9511 Lender's profile and map Reviews Skowhegan Savings 13 Elm Street, Skowhegan, ME, 04976 Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
(800) 339-6573 Lender's profile and map Reviews Kennebunk Savings 2 School Street, Berwick, ME, 03901 At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.
(603) 332-2610 Lender's profile and map Reviews Profile Bank 45 Wakefield Street, Rochester, NH, 03867 Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
(603) 742-4680 Lender's profile and map Reviews First Seacoast Bank 633 Central Avenue, Dover, NH, 03820 At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.