FHA VS Conventional loan programs in Bowdoin, Sagadahoc County, Maine

In 2025, the limit for Conventional loans in Bowdoin, within Sagadahoc county, ME, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $506,000.

The Lendersa® Conventional loan calculator offers a comparison of today's top rates - Conventional, FHA, vs USDA. It helps you determine the required income, credit, reserves, and documents for qualification. This advanced calculator lets you see Conforming Conventional loans, USDA, FHA, and VA aligned, assisting you in choosing the optimal program in ME for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Bowdoin, Sagadahoc, ME

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This table is valid for the following zip codes: 4287

Options for Conventional and FHA Loans in Bowdoin, ME

Lendersa® focuses on swiftly securing the best Conventional, USDA, or FHA loan with minimal hassle. You can start by choosing one of three options to match you with appropriate lenders and loan programs.

Lendersa USDA loan request results


  • Brian Springmann Home Loans LLC
  • 69 Quarry Circle, Milford, NH, 03055
  • As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
  • Brotherhood Credit Union
  • 75 Market St Lynn, Lynn, MA, 01901
  • Brotherhood Credit Union offers its members a full service website that allows for true "Banking from Home" functionality. Users have the ability to get account balance and history reports, transfer money between accounts, make bill payments, and so much more. Brotherhood Credit Union has been serving its members in and around the Lynn, MA.
  • Wakefield Co-operative Bank
  • 342 Main Street, Wakefield, MA, 01880
  • Wakefield Co-operative Bank is continually expanding our personal and business banking services, our residential and commercial lending, and our supplementary digital services to better enable our customers to manage their finances. We foresee great opportunity for deposit, lending, and financial services growth and are optimistic.
  • The Savings Bank
  • 907 Main Street, Wakefield, MA, 01880
  • The Savings Bank is a community bank founded back in 1869 and is headquartered in Wakefield, Massachusetts in the heart of Middlesex County. TSB offers a complete range of both Commercial and Consumer banking products and has eight full-service branches. Member FDIC, Member DIF, and Equal Housing Lender.
  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
  • Academy Mortgage Corporation
  • 164 S Main Street, Barre, VT, 05641
  • Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
  • Stonehambank
  • 80 Montvale Avenue, Stoneham, MA, 02180
  • StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.
  • Members Mortgage Company
  • 90 Maple Street, Stoneham, MA, 02180
  • Members Mortgage Company was founded in 1994, to meet the mortgage lending needs of New England credit unions. At the time, most of the mortgage lending options available to credit unions were organizations only interested in acquiring servicing rights for their loans, or mortgage brokers with reduced accountability for their own mistakes.
  • Vermont VA Federal Credit Union
  • 1285 VA Cutoff Road, White River Junction, VT, 05001
  • Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
  • Mascoma Savings Bank
  • 263 Maple Street, White River Junction, VT, 05001
  • Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.