FHA VS Conventional loan programs in 2026 for Vassalboro, Kennebec County, Maine
In 2026, the Conventional loan limit in Vassalboro, located within Kennebec county, ME is $726,200, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans, and determine the income, credit score, reserves, and documentation required to qualify. This advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose the best program for your specific financial needs in ME.
2026 Loan Limits & Down Payment Requirements in Vassalboro, Kennebec County, ME
Type of Loan
Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table is applicable to zip codes: 04989
Explore Conventional and FHA Loan Options in Vassalboro, ME
The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loans swiftly and without difficulty. Choose one of three starting points to find matching lenders and loan programs tailored to your needs.
KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.
Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.
Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.
