Explore the differences! FHA VS Conventional loan programs in Waterville, Kennebec County, Maine
As of 2025, the limit for conventional loans in Waterville, located in Kennebec county of ME, is $726,200. Meanwhile, the FHA loan limit for a single-family property is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Identify the required income, credit standing, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the ideal program for your financial needs in ME.
2025 Loan Limits and Downpayment Requirements in Waterville, Kennebec, ME
Type of Loan
Maximum Loan Amount
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison pertains to these zip codes: 04901, 04903
Explore Conventional and FHA Loan Options in Waterville, ME
The primary aim of Lendersa® is to facilitate acquiring the best possible Conventional, USDA, or FHA loan promptly and with minimal hassle. Choose one of the three paths to discover matching lenders and loan offerings tailored to your specifics.
Arboretum Mortgage has grown its business through hard work, careful planning, and by cultivating lasting relationships with our clients built on honest and ethical lending practices. During that time we have funded residential home loans for thousands of individuals and families throughout the Pacific Northwest in excess of 4 billion dollars.
Penrith Home Loans is a full-service mortgage bank providing homebuyers with complete home-financing solutions.Our team offers extensive expertise and a proven history of outstanding customer service. We have a reputation of consistent, reliable performance and look forward to building relationships with our customers upon that foundation.
Broadmark Realty Capital Inc. (NYSE: BRMK) offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.
Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
Builders Capital, we see ourselves as an extension of your team. We want to help you meet your construction goals, and to us, that process starts with exceeding your expectations. Builders Capital provides a full range of competitive loan programs for builders, developers, and real estate investors.
Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
