FHA VS Conventional loan in Waterville, Kennebec County, Maine
As of 2025, the limit for conventional loans in Waterville, located in Kennebec county of ME, is $726,200. Meanwhile, the FHA loan limit for a single-family property is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Identify the required income, credit standing, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the ideal program for your financial needs in ME.
2025 Loan Limits and Downpayment Requirements in Waterville, Kennebec, ME
Type of Loan
Maximum Loan Amount
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison pertains to these zip codes: 04901, 04903
Explore Conventional and FHA Loan Options in Waterville, ME
The primary aim of Lendersa® is to facilitate acquiring the best possible Conventional, USDA, or FHA loan promptly and with minimal hassle. Choose one of the three paths to discover matching lenders and loan offerings tailored to your specifics.
First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.
1311 S Princeton Ave, Arlington Heights, IL, 60005
The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
"Established in 2003 as a partner company to Town & Country Realty.
We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.
Stock Yards Bank & Trust Company, which was established in 1904 in Louisville, KY and now has offices in the Louisville, Indianapolis, Cincinnati & Central/Eastern Kentucky metropolitan markets. In addition to its banking operations, Stock Yards Bank & Trust Company offers a broad array of other financial services.
AgriFinancial (AgFi), a subsidiary of CGB Enterprises, is a leading provider of capital to farmers across the United States. Based in Louisville, Kentucky, AgFi provides loans and leases to help farmers own land, operate their farms and make improvements. As a subsidiary of CGB Enterprises, we are a sister organization to Consolidated Grain
We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide mortgages, insurance, and warranties to our clients while providing them with the lowest interest rates and costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
