FHA VS Conventional loan in West-Gardiner, Kennebec County, Maine
In the year 2025, the loan limit for a conventional loan in West-Gardiner, situated in the county of Kennebec, ME, is set at $647,200. Meanwhile, for a single-family home, the FHA limit reaches $420,680.
By utilizing the Lendersa® Conventional loan calculator, you can explore and compare the best available rates of today, encompassing Conventional, FHA, and USDA loans. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to identify which program in ME aligns best with your distinct financial circumstances.
Loan limits and down payment requirements in West-Gardiner, Kennebec, ME for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These comparisons are relevant for zip codes: 4345
Options for Conventional and FHA Loans in West-Gardiner, ME
The mission of Lendersa® is to expedite securing the optimal Conventional, USDA, or FHA loan for you, free of hassles. Begin with one of three options designed to pair you with matching loan programs and lenders efficiently.
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