Explore the differences! FHA VS Conventional loan programs in West-Gardiner, Kennebec County, Maine
In the year 2025, the loan limit for a conventional loan in West-Gardiner, situated in the county of Kennebec, ME, is set at $647,200. Meanwhile, for a single-family home, the FHA limit reaches $420,680.
By utilizing the Lendersa® Conventional loan calculator, you can explore and compare the best available rates of today, encompassing Conventional, FHA, and USDA loans. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to identify which program in ME aligns best with your distinct financial circumstances.
Loan limits and down payment requirements in West-Gardiner, Kennebec, ME for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These comparisons are relevant for zip codes: 4345
Options for Conventional and FHA Loans in West-Gardiner, ME
The mission of Lendersa® is to expedite securing the optimal Conventional, USDA, or FHA loan for you, free of hassles. Begin with one of three options designed to pair you with matching loan programs and lenders efficiently.
As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
1736 Carothers Parkway, Suite 100, Brentwood, TN, 37027
We’re Reliant Bank, a community bank that was built from the ground up on the idea that customer and community should always come first. We do pretty much everything the big banks do. We just do it a little differently – okay, a lot differently. We treat you with respect. And go out of our way to make sure that your banking experience with us.
New Castle Mortgage is a major producer of Reverse Mortgage loans in Tennessee, owned & operated by Tennesseans, purely specializing in Reverse Mortgages. As a consumer you can be certain we are credible, qualified, & experienced.Mike Holton and Catherine Holton, each have over 20 years’ experience originating FHA loans throughout the state of TN.
5115 Maryland Way, Suite 124, Brentwood, TN, 37027
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"MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors.
MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,
2060 Mount Paran Road NW, Suite 100, Atlanta, GA, 30327
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First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service
Founded in Atlanta, Georgia in 1994 on 3 basic premises: (1) stellar customer service (2) a fiduciary relationship with the customer that had never existed before (3) eliminate closing costs. In order to accomplish these goals, Jon Shibley immersed himself in the intricacies of the mortgage business,
