In 2025, the conventional loan limit in Gardiner, located in Kennebec county, ME, is $726,200. In comparison, the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to assess today's most favorable rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options to help determine the optimal program in ME for your financial requirements.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is relevant to the following zip codes: 04345, 04359
The mission of Lendersa® is to swiftly secure the most suitable Conventional, USDA, or FHA loan without hassle. Choose from three initial options that will match you with appropriate lenders and loan programs.
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