FHA VS Conventional loan programs in 2025 for Battle-Creek, Calhoun County, Michigan
In 2025, the conventional loan cap in Battle-Creek, located in Calhoun County, MI, is set at $647,200. Meanwhile, the FHA's maximum limit for a single-family dwelling is $420,680, offering clear guidelines for potential homebuyers.
The Lendersa® Conventional loan calculator is instrumental in comparing today's top rates for Conventional, FHA, and USDA loans. Utilize this tool to assess what income, credit level, reserves, and documents are necessary to qualify for these loans. By using our advanced mortgage calculator, you can examine Conforming Conventional loans alongside USDA, FHA, and VA options, enhancing your decision-making process for selecting the best program suited to your financial needs in MI.
2025 Loan Limits and Down Payment Requirements in Battle-Creek, Calhoun County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the zip codes: 49015, 49037, 49016
Diverse Options for Conventional and FHA Loans in Battle-Creek, MI
At Lendersa®, the goal is to quickly connect you with the best available Conventional, USDA, or FHA loan, without dealing with unnecessary hassle. You can start with one of three pathways that are structured to link you with lenders and loan programs tailored to your needs.
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