FHA VS Conventional loan in Level-Park-Oak-Park, Calhoun County, Michigan

In 2026, the limit for Conventional loans in Level-Park-Oak-Park, Calhoun County, MI is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage tool offers side-by-side assessments of Conforming Conventional, USDA, FHA, and VA loans, helping decide the best program in MI for your financial needs.

Explore offers from more than 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Level-Park-Oak-Park, Calhoun County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 49017

Options for Conventional and FHA Loans in Level-Park-Oak-Park, MI

Lendersa® is focused on swiftly obtaining the best Conventional, USDA, or FHA loans with minimal effort. Choose one of three starting points to reach matched lenders and loan offerings.

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Level-Park-Oak-Park Lenders

  • Grand Trunk (Battle Creek) Employees Federal Credit Union
  • 1275 North Raymond Road, Battle Creek, MI, 49014
  • Lends in Michigan
  • Grand Trunk (Battle Creek) Employees Federal Credit Union was founded in January of 1945 by a group of railroad employees of the Grand Trunk Western Railroad Company. The purpose was to provide financial services to railroaders and their families. Membership quickly grew to 70 members in the first two months of operating

  • Kellogg Community Credit Union
  • 41 2nd St, Battle Creek, MI, 49014
  • Lends in Michigan
  • Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall

  • Marshall Community Credit Union
  • 839 West Green Street, Marshall, MI, 49068
  • Lends in Michigan
  • MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.

  • Highpoint Community Bank
  • 150 West Court Street, Hastings, MI, 49058
  • Lends in Michigan
  • Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.

  • Thornapple Credit Union
  • 202 E Woodlawn Avenue, Hastings, MI, 49058
  • Lends in Michigan
  • Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Kalsee Credit Union
  • 2501 Millcork St., Kalamazoo, MI, 49001
  • Lends in Michigan
  • Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.

  • First National Bank of Michigan
  • 348 W. Michigan Ave., Kalamazoo, MI, 49007
  • Lends in Michigan
  • First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.

  • Homestead Savings Bank
  • 415 S. Superior Street, Albion, MI, 49224
  • Lends in Michigan
  • Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.

  • Dividend Mortgage
  • 6204 Lovers Lane, Portage, MI, 49002
  • Lends in Michigan
  • Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.