FHA VS Conventional loan programs in 2025 for Berkley, Oakland County, Michigan
In 2025, within Berkley, county of Oakland, MI, the Conventional loan limit is $726,200, and the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. It determines the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side to choose the ideal program in MI for your financial needs.
2025 Loan Limits and Down Payment Requirements in Berkley, Oakland, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This information applies to the zip codes: 48072
Explore Conventional and FHA Loan Options in Berkley, MI
The mission of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths to find matching lenders and loan options.
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