FHA VS Conventional loan programs in 2026 for Berkley, Oakland County, Michigan
In 2026, within Berkley, county of Oakland, MI, the Conventional loan limit is $726,200, and the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. It determines the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side to choose the ideal program in MI for your financial needs.
2026 Loan Limits and Down Payment Requirements in Berkley, Oakland, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This information applies to the zip codes: 48072
Explore Conventional and FHA Loan Options in Berkley, MI
The mission of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths to find matching lenders and loan options.
OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.
We have one goal – to fulfill your financing goals and make you a happy homeowner. Mortgage City is a licensed mortgage originator based in Detroit, Michigan. We work with customers in Detroit, Royal Oak, and throughout the state of Michigan. We also can help you with your mortgage needs in Florida, New Hampshire, Ohio, Massachusetts,
Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.
"We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients!
Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l
Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.
Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.
322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
Lends in Michigan
HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise
306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
Lends in Michigan
Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.
