FHA VS Conventional loan programs in 2026 for Lathrup-Village, Oakland County, Michigan

In 2026, the Conventional loan limit in Lathrup-Village, Oakland County, MI, is set at $647,200. In contrast, for a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to analyze today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation for qualification. This advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the optimal program in MI tailored to your financial needs.

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2026 Loan Limits and Down Payment Requirements in Lathrup-Village, Oakland County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes for this table: 48076

Exploring Conventional and FHA Loan Options in Lathrup-Village, MI

Lendersa® aims to swiftly provide the best available Conventional, USDA, or FHA loans for you without hassle. Select one of three starting points that connect you with matching lenders and loan programs.

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Lathrup-Village Lenders

  • Great Lakes Lending MI, LLC
  • 20700 Civic Center Dr, Suite 360, Southfield, MI, 48076
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Bernard Financial
  • 20700 Civic Center Drive, Suite 240, Southfield, MI, 48076
  • Lends in Michigan
  • Bernard Financial Group, Michigan’s largest commercial mortgage banking firm, specializes in both debt and institutional equity placement for commercial real estate borrowers and developers with commercial lenders and institutional joint venture participants. Since its inception, Bernard Financial Group has financed.

  • ADM Financial Group
  • 19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076
  • Lends in Michigan
  • ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.

  • Mortgage Center
  • 26555 Evergreen Road, Suite 900, Southfield, MI, 48076
  • Lends in Michigan
  • Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.

  • 1ST SECURITIES MORTGAGE
  • 30150 Telegraph Rd, Suite 320, Bingham Farms, MI, 48025
  • Lends in Michigan
  • 1st Securities Mortgage, we want to be your mortgage broker & lender for life. Our business is family owned and operated, & that means you will be treated like a partner too. We offer Conventional, FHA, VA, New Construction, Refinance, RD and Renovation Loans. we are dedicated to being responsive to all of our customers and referral partners.

  • Credit Union Advantage
  • 22250 Providence Drive, Southfield, MI, 48075
  • Lends in Michigan
  • Credit Union Advantage has been providing financial services to members and their families since 1969. Initially the credit union was named Providence Hospital Employees Credit Union and in 2002 we began to also serve the employees of the St. John Health System, which includes Providence Hospital. Our name was changed at that time to Credit Union A

  • Great Lakes Mortgage Brokers LLC
  • 18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075
  • Lends in Michigan
  • Great Lakes Mortgage Brokers LLC, located in Southfield, MI, and Boca Raton, FL is a leading provider of financial services. We specialize in helping businesses and individuals reach their financial goals by providing a wide range of lending & insurance options.We use our more than 20 years of experience to provide clients with financial services.

  • Block Mortgage LLC
  • 19483 W 10 Mile, Southfield, MI, 48075
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • John Adams Mortgage
  • 25800 Northwestern Hwy, Suite 110, Southfield, MI, 48075
  • Lends in Michigan
  • John Adams Mortgage is a Michigan based, full service mortgage lender. As a lender, we originate, process, underwrite, close and insure our own loans. Our strength and knowledge of the mortgage industry has allowed us to successfully weather the vast changes over the past few years.