FHA VS Conventional loan programs in Lathrup-Village, Oakland County, Michigan

In 2025, the Conventional loan limit in Lathrup-Village, Oakland County, MI, is set at $647,200. In contrast, for a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to analyze today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation for qualification. This advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the optimal program in MI tailored to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Lathrup-Village, Oakland County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes for this table: 48076

Exploring Conventional and FHA Loan Options in Lathrup-Village, MI

Lendersa® aims to swiftly provide the best available Conventional, USDA, or FHA loans for you without hassle. Select one of three starting points that connect you with matching lenders and loan programs.

Results of USDA loan requests via Lendersa


  • HomeLend USA, LLC
  • 2107 Crooks Rd, Suite 101, Troy, MI, 48084
  • A Michigan based mortgage company, founded by Mark Bigelow with over 30 years mortgage experience, promises to use cutting edge technology with old fashion service to create an incredible borrower experience.HomeLendUSA.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
  • Secure Mortgage Funding, LLC
  • 2565 W. Maple Road, Troy, MI, 48084
  • Secure Investors Group, Inc. and Secure Asset Managment, LLC. is a dynamic, holistic financial planning firm offering investments, financial planning, insurance, and tax planning through our member organizations. Our expertise is in helping clients anticipate, evaluate and successfully resolve financial and legacy planning challenges.
  • FINN LEND HOME LOANS
  • 1000 W Maple Rd, Suite 109, Troy, MI, 48084
  • "We’re making getting a mortgage easier than ever before. FINN LEND HOME LOANS has an experienced team of brokers on staff.From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."
  • EMPIRE MORTGAGE COMPANY LLC
  • 3310 W Big Beaver, Suite 120, Troy, MI, 48084
  • Empire Mortgage Company LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.Ben Fisher owner at Empire Mortgage Company, LLC.Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.Ben have the knowledge and expertise what you need.
  • Ross Mortgage Corporation
  • 2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
  • Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
  • eMortgage Funding LLC
  • 888 W. Big Beaver Rd, Suite 1290, Troy, MI, 48084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Arcadia Lending
  • 329 W 14 Mile Rd, Clawson, MI, 48017
  • "Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry. Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
  • Credit Union ONE
  • 400 E. Nine Mile Road, Ferndale, MI, 48220
  • Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.
  • New Horizons Home Finance LLC
  • 1804 E Troy St, Ferndale, MI, 48220
  • A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.
  • ATA National Lender Services
  • 31440 Northwestern Highway, Suite 100, Farmington, MI, 48334
  • ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423
  • Level One Bank
  • 32991 Hamilton Court, Farmington, MI, 48334
  • Level One Bank is a full-service community bank headquartered locally in Farmington Hills, Michigan with locations throughout Metro Detroit, Ann Arbor, Jackson and Grand Rapids. Level One bankers are experienced, enthusiastic, and committed to personalized service. Most of our bankers escaped the constraints of a larger bank in search
  • Elite Home Funding
  • 30500 Northwestern Hwy, Suite 100, Farmington, MI, 48334
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.