In the year 2025, the limit for a Conventional loan in Gaylord, within the county of Otsego, MI, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
The Lendersa® Conventional loan calculator assists you in comparing some of the best rates available today for Conventional, FHA, and USDA loans. It helps determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to choose the ideal program in MI for your specific financial situation.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to the following zip codes: 49735, 49734
Lendersa® strives to offer the top Conventional, USDA, or FHA loan options swiftly and effortlessly. Choose one of three initial routes that help connect you with appropriate lenders and loan programs.
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