FHA VS Conventional loan programs in 2026 for Hazel-Park, Oakland County, Michigan

In 2026, the Conventional loan limit for Hazel-Park, in Oakland county, MI, is $647,200. The FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Identify necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in MI is best for your financial needs.

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2026 Loan Limits and Down Payment Details in Hazel-Park, Oakland, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 48030

Exploring Conventional and FHA Loan Options in Hazel-Park, MI

Lendersa® is determined to help you secure the best available Conventional, USDA, or FHA loan quickly and without hassle. Choose among three paths to find suitable lenders and loan programs.

View results for USDA loan requests via Lendersa


Hazel-Park Lenders

  • Credit Union ONE
  • 400 E. Nine Mile Road, Ferndale, MI, 48220
  • Lends in Michigan
  • Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.

  • New Horizons Home Finance LLC
  • 1804 E Troy St, Ferndale, MI, 48220
  • Lends in Michigan
  • A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.

  • Mortgage City
  • 504 E 4th St, Royal Oak, MI, 48067
  • Lends in Michigan
  • We have one goal – to fulfill your financing goals and make you a happy homeowner. Mortgage City is a licensed mortgage originator based in Detroit, Michigan. We work with customers in Detroit, Royal Oak, and throughout the state of Michigan. We also can help you with your mortgage needs in Florida, New Hampshire, Ohio, Massachusetts,

  • Fortress Home Mortgage Inc
  • 1336 South Main Street, Royal Oak, MI, 48067
  • Lends in Michigan
  • Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.

  • First Team Lending Group PLLC
  • 313 East Maryland Avenue, Royal Oak, MI, 48067
  • Lends in Michigan
  • "We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients!

    Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l

  • Michigan Elite Lending
  • 1817 E 4th St, Royal Oak, MI, 48067
  • Lends in Michigan
  • Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.

  • Myrina Mortgage Group LLC
  • 1012 Cedarhill Drive, Royal Oak, MI, 48067
  • Lends in Michigan
  • Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.

  • HomeSure Lending
  • 322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
  • Lends in Michigan
  • HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise

  • Clear2Mortgage Inc
  • 306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
  • Lends in Michigan
  • Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.