Explore the differences! FHA VS Conventional loan programs in Highland-Park, Wayne County, Michigan

In 2026, the conventional loan limit in Highland-Park, located in Wayne county, MI, is set at $647,200, whereas the FHA limit for a single-family home is $420,680.

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Loan calculator comparison

Leverage the Lendersa® Conventional loan calculator to compare the best available rates of Conventional, FHA, and USDA loans today. Understand the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most suitable program in MI for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Highland-Park, Wayne County, MI

Type of Loan Limit Amount Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 48203

Available Conventional and FHA Loan Options in Highland-Park, MI

At Lendersa®, our goal is to efficiently provide you with the best possible Conventional, USDA, or FHA loan, free of hassle. Choose one of three pathways to connect with suitable lenders and programs.

  1. Submit an in-depth request for optimizing your Conventional/USDA/FHA loan
  2. Identify rates and terms for Conventional, USDA, and FHA loans initially
  3. Explore the largest directory of Conventional lenders
Results for Lendersa USDA loan applications



  • First Hope Bank
  • 1301 Hope Bridgeville Road, Hope, NJ, 07844

  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.

  • Franklin Bank & Trust
  • 317 N Main St, Franklin, KY, 42134

  • Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you.

    We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.

  • Riegel Federal Credit Union
  • 515 Milford-Warren Glen Rd, Milford, NJ, 08848

  • In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.

  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139

  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families

  • Newrez LLC
  • 1521 Concord Pike, Suite 100, Wilmington, DE, 19803

  • Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.

  • Bayside Mortgage Services Inc
  • 3901 Main Street, Grasonville, MD, 21638

  • Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process

  • Mortgage Network Solutions, LLC
  • 2036 Foulk Rd, Suite 102, Wilmington, DE, 19810

  • At Mortgage Network Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Residential Mortgage Network, Inc.
  • 2507 Highlander Place, Iowa City, IA, 52245

  • Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.

  • Marine Bank & Trust
  • 507 Main St., Augusta, IL, 62311

  • Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.

  • Mountaineer Mortgages, L.L.C
  • 719-A Greenway Rd, Suite 103, Boone, NC, 28607

  • Mountaineer Mortgages is owned by Chris Arquette who has over 20 years of mortgage lending experience in the High Country. He's an ASU alumnus who knows what it takes to make your loan process smooth and hassle free. We pride ourselves on exceeding our customer's expectations, working hard to find the best rates and loan options for you.

  • Citizens First Bank
  • W25042 Hwy 54|35, Centerville, WI, 54661

  • Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender.

    As a family-owned community bank with roots dating back to 1969,
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