For the year 2025, the conventional loan cap in Kalamazoo, located within Kalamazoo County, MI, stands at $726,200. In contrast, for a single-family dwelling, the FHA loan ceiling is $472,030.
With the Lendersa® Conventional loan calculator, you can effectively contrast today's leading rates for Conventional loans with those of FHA and USDA. This tool also assists you in understanding the income, credit score, and reserve requirements plus documentation necessary for loan qualification. Using this advanced mortgage calculator, you can examine Conforming Conventional loans alongside USDA, FHA, and VA options within MI, allowing you to decide which financial product suits your needs best.
Compare multiple loan offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison is applicable for the following zip codes: 49001, 49006, 49007, 49008, 49074, 49005, 49019
The mission of Lendersa® is to facilitate your acquisition of the most suitable Conventional, USDA, or FHA loan with speed and minimal hassle. You can choose from three different starting points tailored to match you with appropriate lenders and loan options.
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Bridge Loan Guides
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