FHA VS Conventional loan in Portage, Kalamazoo County, Michigan

For 2025, the limit for a Conventional loan in Portage, located in the county of Kalamazoo, MI, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in deciding the best program in MI for your financial circumstances.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Portage, Kalamazoo, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the zip codes: 49002, 49024, 49081

Exploring Conventional and FHA Loan Options in Portage, MI

The primary aim of Lendersa® is to promptly secure the best Conventional, USDA, or FHA loan for you, without hassle. Start by selecting one of three pathways to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matched results


  • Elevate Mortgage Group
  • 384 S 400 W, Suite 100, Lindon, UT, 84042
  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA. vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
  • SEI Credit Union
  • 555 N 5th Avenue, Pocatello, ID, 83201
  • At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.
  • Connections credit union
  • 1150 North 8th Avenue, Pocatello, ID, 83201
  • Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.
  • Advantage Plus Federal Credit Union
  • 2133 E Center St, Pocatello, ID, 83201
  • We are a locally owned and operated credit union serving the communities in the Southeastern Idaho area. Since first opening our doors in 1953, Advantage Plus FCU has always been a credit union with 100% focus on the betterment of our member base. That means that all product, supplemental resources.
  • Integrity Lending.LLC
  • 825 North 300 West, Suite C423, Salt Lake City, UT, 84103
  • At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Zions Bank
  • 1 S Main St, Salt Lake City, UT, 84133
  • Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
  • Liberty Bank, Inc.
  • 326 South 500 East, Salt Lake City, UT, 84102
  • Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
  • Ridgeline Federal Credit Union
  • 564 East 300 South, Salt Lake City, UT, 84102
  • Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Mortgage America, LC
  • 699 E. South Temple, Suite 140, Salt Lake City, UT, 84102
  • Mortgage America, LC offer a wide array of conventional mortgage loan products. Jennifer Berard has functioned as the Owner Lending Manager since our inception. Our committment is to exceptional customer service with 20+ years combined experience in the mortgage industry while providing the lowest interest rates available at reasonable costs.