FHA VS Conventional loan programs in 2026 for Laurium, Houghton County, Michigan
For 2026, the Conventional loan limit in Laurium, located in Houghton county, MI, is $726,200, whereas the FHA limit for a single-family home is set at $472,030.
Leverage the Lendersa® Conventional loan calculator to analyze today’s most favorable rates for Conventional, FHA, and USDA loans. It helps you evaluate the income, credit, reserves, and paperwork necessary to qualify. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, guiding your decision towards the program in MI that best matches your financial situation.
2026 Loan Limits and Down Payment Requirements in Laurium, Houghton County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 49913
Exploring Conventional and FHA Loan Options in Laurium, MI
The mission of Lendersa® is to efficiently attain the best possible Conventional, USDA, or FHA loans, avoiding hassle. Choose one of three beginning approaches that ensure alignment with matching lenders and advantageous loan programs.
SSB has been Pittsburgh's choice for local personal and business banking since 1922. SSB Bank is excited to serve Pittsburgh’s McCandless and North Side communities. Please stop in or call our friendly staff members to find out how you can benefit and save money as part of the SSB Bank family.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
SouthWest Communities means members enjoy higher dividends than banks, lower loan rates, low to no fees, & more personalized service than traditional banking, while still having access to the same conveniences, including: free online banking, mobile deposit, bill pay services, free checking, CD's, Christmas & vacation.
"Since 1997, our team at Princeton has built a strong and trusted reputation as a regional mortgage lender. We serve the various lending needs of real estate professionals, builders, & individual homebuyers throughout Pennsylvania & West Virginia. mortgage lender. We serve the various lending needs of real We’re a full service mortgage lender"
1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
