Explore the differences! FHA VS Conventional loan programs in Laurium, Houghton County, Michigan

In 2025, Convetional loan limit in Laurium, county of Houghton, MI is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MI is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Laurium, county of Houghton, MI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 49913

Conventional and FHA loan options in Laurium, MI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bachman Lear & Company Inc
  • 5601 Mariner Street, Suite 450, Tampa, FL, 33609
  • Bachman Lear & Company, Inc., is a Florida Licensed Mortgage Broker. Bachman Lear is a boutique lender with personalized services and abilities not typically found at the “mortgage mall”. The objective is simply to put together the best loan program with the best interest rates for the borrower as quickly and efficiently as is possible today.
  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words. From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."
  • Business Loan Solutions
  • 601 S Harbour Island Blvd, Suite 109, Tampa, FL, 33602
  • Business Loan Solutions is a diversified loan service company which provides a broad array of loan services countrywide to help companies receive the money they need to improve their sales, operating efficiency and for growth. The company provides several business loan programs including: lines of credit, business acquisition.
  • Limitless Mortgage
  • 400 North Tampa Street, 15th Floor, Tampa, FL, 33602
  • Limitless Mortgage resides in the section of NiceLocal that contains Real estate. This establishment has an average score of 3 by NiceLocal visitors and concludes its business by the following address: Tampa, FL 33602, 400 N. Tampa Street 15th Flr. Our goal is to get your the best possible rate and close your loan FAST.
  • United Mortgage Center
  • 301 Harbour Place Drive, Suite 1400, Tampa, FL, 33602
  • At United Mortgage Center. Our company was newly founded in 2021. We are based on Harbour Island, Tampa, Florida & provide full mortgage lending services for residential & 1-4 unit properties in all 67 Florida counties. Our goal is to unite our clients with just the right mortgage program that will suit their needs in a professional & friendly.
  • The Orlicki Group
  • 401 E Jackson Street, Suite 2340, Tampa, FL, 33602
  • The Orlicki Group is inspiring much needed change in residential financing. We focus on relationships, which are the cornerstone of life. It’s an honor to serve our clients and partners in the most important financial decision of their lives. We treat everyone with the time and attention they deserve.
  • 14 Days To Close
  • 450 Knights Run Ave, Unit 5, Tampa, FL, 33602
  • Jordan Vreeland is the branch manager of the marketing referral service 14 Days to Close, experiencing in Veterans Administration (VA), Federal Housing Administration (FHA), and Conventional home loans for purchase and refinance. Additionally, at Paramount Residential Mortgage Group, Jordan Vreeland has access to numerous mortgage loan products to
  • PRINCIPAL EAGLE FINANCIAL INC
  • 706 E. Columbus Dr., Tampa, FL, 33602
  • At PRINCIPAL EAGLE FINANCIAL INC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible At PRINCIPAL EAGLE FINANCIAL INC., we treat each customer as an individual, not a number.