FHA VS Conventional loan programs in Rockwood, Wayne County, Michigan

In 2025, the loan limit for a Conventional loan in Rockwood, located in Wayne county, MI, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Assess necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA side by side, supporting your decision on the optimal program in MI for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Rockwood, Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 48173

Conventional and FHA Loan Opportunities in Rockwood, MI

The Lendersa® mission is to offer you the best possible Conventional, USDA, or FHA loan quickly and seamlessly. Choose one of three initial approaches to pair with suitable lenders and loan programs.

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  • Mint Mortgage is a division of Point Mortgage. We are based in Miramar, FL, and serve clients in the greater Miami and Fort Lauderdale areas. We are licensed to work across the state of Florida and offer a range of loan programs to choose from. Solutions to help reduce closing cost and find lowest rate available.
  • EZ Funding Group, Inc.
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  • EZ Funding Group, Inc. was established in 2000 by Jaime Charouf as the President/CEO of the company and from its inception EZ Funding Group, Inc., has made the commitment to provide clients in the state of Florida with the highest quality service and with the combination of diverse residential and commercial mortgages.
  • Citizens Bank, National Association
  • 4201 S Treadaway Blvd, Abilene, TX, 79602
  • Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
  • Citizens National Bank at Brownwood
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  • Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.
  • First Texas Bank
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  • From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.
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  • "We provide fast, flexible hard money loans tailored for real estate investors. Specializing in fix-and-flip, buy-and-hold, and new construction projects, we offer quick approvals, competitive rates, and minimal hassle to help you achieve your investment goals. Let us help you secure the funding you need to grow your portfolio and maximize your ret
  • Critical lending group llc
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  • 30 yrs experience in real estate lending, residential and commercial properties. From primary to investment, land to existing properties. We can help you close fast, with good or bad credit. including foreclosure bailouts. Rental loans, Fix and flip, Construction, land loans, and Primary included.
  • Carrero Mortgage Advisors, LLC
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  • Carrero Mortgage a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates.
  • Gateway Financials LLC
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