FHA VS Conventional loan programs in Rockwood, Wayne County, Michigan

In 2026, the loan limit for a Conventional loan in Rockwood, located in Wayne county, MI, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Assess necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA side by side, supporting your decision on the optimal program in MI for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Rockwood, Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 48173

Conventional and FHA Loan Opportunities in Rockwood, MI

The Lendersa® mission is to offer you the best possible Conventional, USDA, or FHA loan quickly and seamlessly. Choose one of three initial approaches to pair with suitable lenders and loan programs.

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Rockwood Lenders

  • Shore to Shore Community Federal Credit Union
  • 4550 Division Street, Trenton, MI, 48183
  • Lends in Michigan
  • Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.

  • Delmar Mortgage
  • 2360 W Jefferson Suite 101, Trenton, MI, 48183
  • Lends in Michigan
  • I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.

  • Mitten Mortgage Lending LLC
  • 2959 Biddle, Suite 201, Wyandotte, MI, 48192
  • Lends in Michigan
  • At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Community Focus Federal Credit Union
  • 18925 Telegraph Road, Brownstown, MI, 48174
  • Lends in Michigan
  • Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees

  • Success Group Mortgage and Servicing LLC
  • 23380 Goddard Road, Taylor, MI, 48180
  • Lends in Michigan
  • SGMS is a Mortgage and Land Contract Services Company that is focused on your success. Our mortgage services team has over 25 years of experience in origination of all sizes of loans and refinance loans. Lead by James Woodworth, SGMS Mortgage provides one-on-one service with a personal touch.

  • Lincoln Park Community Credit Union
  • 1400 Emmons Boulevard, Lincoln Park, MI, 48146
  • Lends in Michigan
  • Lincoln Park Community Credit Union is proud to celebrate 80 years helping our members be the heroes of their financial lives. Our story starts with you. We’re a small credit union with a big story and we want to help you with yours. We started in the janitor’s closet of a school

  • Monroe Community CU
  • 715 N Telegraph Road, Monroe, MI, 48162
  • Lends in Michigan
  • We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members.

    Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)

  • Ez Loans Co
  • 837 S Beech Daily, Dearborn Heights, MI, 48125
  • Lends in Michigan
  • At EZ Loans Co, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • Wayne Westland Federal Credit Union
  • 500 S. Wayne Rd, Westland, MI, 48186
  • Lends in Michigan
  • Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do.

    We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.