FHA VS Conventional loan programs in Woodhaven, Wayne County, Michigan

In the year 2026, the Conventional loan limit in Woodhaven, within the county of Wayne, MI, is $726,200. Meanwhile, the FHA limit is set at $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to examine today's best rates among Conventional, FHA, and USDA loans, and determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, which assists in deciding the best program for your financial needs in MI.

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2026 Loan Limits and Down Payment Requirements in Woodhaven, County of Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 48183

Explore Conventional and FHA Loan Options in Woodhaven, MI

Lendersa® is dedicated to helping you secure the best possible Conventional, USDA, or FHA loan efficiently and easily. Choose one of the three starting points that connect you to matching lenders and programs.

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  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.

  • Riverside Funding LLC
  • 9601-101 Gayton Rd, Richmond, VA, 23238
  • Riverside Funding we are proud to service all your mortgage requirements with a wide variety of loan programs. We realize that in today’s financial setting there is a need for many diverse loan programs able to be customized to your own criteria, including conventional fixed rate and adjustable rate mortgages, VA and FHA loans, Investor loans.

  • Mahoney Mortgage Group, LLC.
  • 9601 Gayton Rd, Suite 200, Henrico, VA, 23238
  • Mahoney Mortgage Group is a mortgage brokerage based in Richmond, Virginia. Our experience and client centered approach ensures that we get to know each client and their specific needs. With our personal attention and our vast network of lending partners, we will find the best product at the best rates for our clients.

  • IRCO Community Federal Credit Union
  • 450 Hillcrest Boulevard, Phillipsburg, NJ, 08865
  • IRCO Community Federal Credit Union was formed on April 21, 1966, to strictly serve the employees of Ingersoll Rand Company in Phillipsburg, NJ. In 1986, we officially became a community credit union with a new name – IRCO Community Federal Credit Union. This change allowed us to open our doors to many more people in our community.

  • Main Line Mortgage LLC
  • 119 Wilson Road, King Of Prussia, PA, 19406
  • At Main Line Mortgage LLC. We are a full-service mortgage company based in King of Prussia, PA. We specialize in First Time Home Loans and No Cost Home Loans in King of Prussia. We also serve the entire state of Pennsylvania and Florida. Whether you are buying a home or refinancing in PA or FL.

  • FOXTROT MORTGAGE, LLC
  • 166 Allendale Rd., Suite 6, King Of Prussia, PA, 19406
  • As a residential mortgage broker, we do the research for you by shopping multiple investors to get you the best rate and program that will best suit your particular needs. As your trusted mortgage advisors with over 60 years of combined experience, we are well equipped to help you with first-time buyer programs like FHA and VA,

  • First Southern Management
  • 412 N. Cedar Bluff Road, Suite 200, Knoxville, TN, 37923
  • Founded in 1978, First Southern is an independently owned full service commercial real estate capital firm. Our services are broad based and include permanent debt financing, construction financing, bridge financing, forward funding commitments, joint-venture equity programs, preferred equity, mezzanine debt, tax-free financing,

  • Knoxville Mortgage Brokers
  • 220 S. Peters Road, Suite 100, Knoxville, TN, 37923
  • Knoxville Mortgage Brokers are abuying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • MORTGAGE INVESTORS GROUP
  • 8320 East Walker Springs Lane, Knoxville, TN, 37923
  • Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations

  • Northpoint Lending
  • 113 W Lancaster Ave, Wayne, PA, 19087
  • Northpoint Lending We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost

  • Mountain Commerce Bank
  • 6101 Kingston Pike, Knoxville, TN, 37919
  • In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.

    By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.

  • Apex Bank
  • 430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
  • Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.