In 2026, the cap for conventional loans in South-Monroe, within the jurisdiction of Monroe county, MI, is $647,200. Conversely, the FHA loan maximum for a single-family home is $420,680.
Leverage the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA options. Determine necessary income, credit metrics, reserves, and documentation for eligibility. With our sophisticated mortgage comparison tool, view Conforming Conventional, USDA, FHA, and VA loans side by side to select the best program for your financial scenario in MI.
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| Loan Category | Maximum Amount | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
The above table is applicable for zip codes: 48161
The aim of Lendersa® is to ensure you receive the most favorable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of the three starting options to connect with matching lenders and applicable loan programs.
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