which one is better? Conventional or FHA Sparta, MI

In 2026, the Conventional loan limit in Sparta, located in Kent County, MI, is set at $726,200. Meanwhile, the FHA limit for a single-family home is established at $472,030.

Make use of the Lendersa® Conventional loan calculator to analyze today's leading rates between Conventional, FHA, and USDA loans. Determine necessary income, credit score, reserves, and the required documentation for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the best program in MI for your financial scenario.

Available Options for Conventional and FHA Loans in Sparta, MI

At Lendersa®, our goal is to swiftly obtain the most favorable Conventional, USDA, or FHA loan for you without hassle. Choose one of the three starting points that will connect you with matching lenders and suitable loan programs.

Results of USDA loan requests processed by Lendersa

Sparta Lenders
(616) 784-4822 Lender's profile and map Meijer Credit Union 2410 Gaynor Avenue NW, Grand Rapids, MI, 49544 Lends in Michigan Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.
(877) 702-7766 Lender's profile and map Riverbank Finance LLC 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525 Lends in Michigan Riverbank Finance is a locally owned Grand Rapids Mortgage Broker that offers mortgage loans for both refinancing and home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and options in the industry. Our contracts with several banks
(616) 330-5933 Lender's profile and map West Michigan Mortgage 5344 Plainfield Ave NE, Grand Rapids, MI, 49525 Lends in Michigan West Michigan Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
(800) 555-2098 Lender's profile and map Riverbank Finance LLC 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525 Lends in Michigan We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.
(616) 805-5807 Lender's profile and map Lake State Mortgage 5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525 Lends in Michigan Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(616) 336-3490 Lender's profile and map Intandem Credit Union 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505 Lends in Michigan Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you. Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
(800) 442-4576 Lender's profile and map West Michigan Credit Union 1319 Front Avenue NW, Grand Rapids, MI, 49504 Lends in Michigan Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.
(616) 406-3000 Lender's profile and map Mercantile Bank 310 Leonard St NW, Grand Rapids, MI, 49504 Lends in Michigan Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.
(800) 858-1633 Lender's profile and map AAC Credit Union 177 Wilson Avenue NW, Grand Rapids, MI, 49534 Lends in Michigan AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.