FHA VS Conventional loan programs in 2026 for Northview, Kent County, Michigan

In 2026, the Conventional loan limit in Northview, located in Kent county, MI, is $726,200. The FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to assess today's leading rates across Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the best option in MI for your financial requirements.

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2026 Loan Limits and Down Payment Information for Northview, Kent, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to these zip codes: 49525

Exploring Conventional and FHA Loan Options in Northview, MI

The Lendersa® goal is to connect you with the best available Conventional, USDA, or FHA loan swiftly and without hassle. Begin by selecting one of three pathways to find suitable lenders and loan programs.

USDA loan request matches with Lendersa


Northview Lenders

  • Riverbank Finance LLC
  • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
  • Lends in Michigan
  • Riverbank Finance is a locally owned Grand Rapids Mortgage Broker that offers mortgage loans for both refinancing and home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and options in the industry. Our contracts with several banks

  • West Michigan Mortgage
  • 5344 Plainfield Ave NE, Grand Rapids, MI, 49525
  • Lends in Michigan
  • West Michigan Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

    We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.

  • Riverbank Finance LLC
  • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
  • Lends in Michigan
  • We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.

  • Lake State Mortgage
  • 5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Intandem Credit Union
  • 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
  • Lends in Michigan
  • Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.

    Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.

  • Mortgage And Real Estate Help
  • 2130 Wealthy St SE, Grand Rapids, MI, 49506
  • Lends in Michigan
  • Our exceptional reputation as a Residential Mortgage Provider has been built on our capability to provide quick financing solutions for borrowers.

    Having over 22+years experience in various home loan options, from fixed-rate and adjustable-rate mortgages to FHA loans, We are able to process your loan application quickly and efficiently.

  • Brendan O'Driscoll
  • 214 Fulton St, Grand Rapids, MI, 49503
  • Lends in Michigan
  • Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.

  • Lakeside Mortgage Lending
  • 939 Lakeside Drive South East, Grand Rapids, MI, 49506
  • Lends in Michigan
  • At Lakeside Mortgage Lending We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams.

  • West Michigan Credit Union
  • 1319 Front Avenue NW, Grand Rapids, MI, 49504
  • Lends in Michigan
  • Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.