FHA VS Conventional loan in Vassar, Tuscola County, Michigan

In 2026, the Conventional loan limit for Vassar within Tuscola County, MI, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator offers side-by-side evaluations of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program in MI for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Vassar, Tuscola County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 48768

Exploring Conventional and FHA Loan Options in Vassar, MI

The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and effortlessly. Choose one of three starting points to connect with matching lenders and tailored loan programs.

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Vassar Lenders

  • Neighborhood Mortgage Solutions, LLC
  • 975 North Main St, Suite D, Frankenmuth, MI, 48734
  • Lends in Michigan
  • Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.

  • Mayville State Bank
  • 37 E. Ohmer Rd., Mayville, MI, 48744
  • Lends in Michigan
  • Mayville State Bank has seen quite a bit of history since opening its doors: two great wars, the Great Depression and President Roosevelt’s famous four-day bank holiday (during which Mayville State Bank remained open), political and social turmoil and on through to the age of technology we live in today.

  • Northstar Bank
  • 1100 East Caro Road, Caro, MI, 48723
  • Lends in Michigan
  • Northstar Bank is a locally owned and operated bank and proud to be a top-producing lender by Independent Banker®! Let Northstar Bank, one of the most responsive, relationship-based banks in Michigan, partner with you. Our commitment to superior service and local decision making will ensure an excellent banking venture for you.

  • Wanigas Credit Union
  • 1837 Bagley Street, Saginaw, MI, 48601
  • Lends in Michigan
  • Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. Services like mobile banking that include mobile loan applications, mobile check deposit, mobile bill pay and more.

  • United Bay Community Credit Union
  • 1309 N. Lincoln Ave., Bay City, MI, 48708
  • Lends in Michigan
  • United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.

  • Team One Credit Union
  • 520 Hayden Street, Saginaw, MI, 48607
  • Lends in Michigan
  • Team One Credit Union was originally organized by a group of 15 teachers as Saginaw Teachers Club Credit Union in 1935. Formed to fill a need as a place where teachers could receive financial assistance at reasonable rates, the purpose of this credit union was, and is, to encourage thrift (savings) among our members.

  • Lake Huron Credit Union
  • 1540 Tittabawassee Road, Saginaw, MI, 48604
  • Lends in Michigan
  • Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town

  • Health Advantage Credit Union
  • 4550 State St, Saginaw, MI, 48603
  • Lends in Michigan
  • Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.

  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • Lends in Michigan
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.