FHA VS Conventional loan programs in 2025 for Bridgeport, Saginaw County, Michigan
In the year 2025, the Conventional loan limit in Bridgeport, within the bounds of Saginaw county, MI, stands at $726,200. Meanwhile, for a single-family home, the FHA loan ceiling is specified as $472,030. This makes it crucial to understand these benchmarks whether you're planning on a new purchase or refinancing an existing property.
The Lendersa® Conventional loan calculator is a powerful tool designed to compare today's top offerings among Conventional, FHA, and USDA loans. It helps you determine not only the best rates but also the necessary income levels, credit scores, reserves, and documents essential to qualify for these loans. This calculator puts Conforming Conventional loans alongside USDA, FHA, and VA loans in a side-by-side comparison, providing transparency and assisting you in selecting the most beneficial option for your financial scenario in MI.
Loan limits and down payment required for 2025 in Bridgeport, located in Saginaw county, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies specifically to the following zip codes: 48722, 48601
Diverse Loan Options: Conventional and FHA Loans in Bridgeport, MI
The primary aim at Lendersa® is to seamlessly connect you with the best possible Conventional, USDA, or FHA loan options promptly and without any unnecessary hassle. After you know your options, proceed by selecting one of the three starting points that will effectively align you with the right lenders and corresponding loan programs suitable for your financial profile.
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