FHA VS Conventional loan programs in 2025 for Wyandotte, Wayne County, Michigan

As of 2025, the Conventional loan limit in Wyandotte, found in Wayne county, MI, is $726,200, whereas the FHA cap for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare current rates for Conventional, FHA, and USDA loans. Discover the income, credit background, reserves, and documents needed to qualify. Our enhanced mortgage calculator provides comparisons of Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating a decision on the best program in MI for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Wyandotte, Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 48192

Conventional and FHA Loan Options in Wyandotte, MI

Lendersa® is dedicated to helping you find the best Conventional, USDA, or FHA loan quickly and easily. Choose from three starting points to align with appropriate lenders and loan programs.

Lendersa USDA loan requests and matching results


  • Keada Capital Investment Fund1 LLC
  • 3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214
  • KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help
  • Ichor Financial
  • 3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214
  • Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.
  • American Mortgage Alliance Company
  • 12110 Slauson Ave, Santa Fe Springs, CA, 90670
  • We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.
  • Lending Corner
  • 950 S Coast Dr #155, Costa Mesa, CA, 92626
  • Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs. Lending Corner employs a team of real estate finance experts ready to assist in securing a private money loan for your financial needs. Whatever the goal – cash out, bridge loan, refinance, acquisition – we offer high LTV
  • Megan Doonan
  • 3198-F Airport Loop Drive, Costa Mesa, CA, 92626
  • Megan Doonan is known throughout the Southern California area as a professional and caring mortgage consultant who serves her clients with integrity and a particular eye for detail. Her clients are provided with the right loan every time thanks to her desire to thoroughly understand their financing needs
  • LoanSnap Holdings Inc.
  • 3070 Bristol Street, Suite 200, Costa Mesa, CA, 92626
  • LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan. With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option
  • FlexPoint, Inc.
  • 151 Kalmus Drive, A 102, Costa Mesa, CA, 92626
  • FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,
  • Sovereign Lending Group Incorporated
  • 3540 Howard Way, Costa Mesa, CA, 92626
  • Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage,
  • Prime Mortgage
  • 555 Anton Blvd, Suite 150, Costa Mesa, CA, 92626
  • Prime Mortgage was created by experienced people who worked in the real estate industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the real estate and mortgage industry has operated for years, so they created Prime Mortgage.
  • Secure One Capital
  • 3200 Park Center Drive, Suite 1300, Costa Mesa, CA, 92626
  • Secure One Capital Corporation combines the expertise and comprehensive array offered by national banks with a culture that prioritizes unparalleled personal service. We understand that each borrower has unique goals. We specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.
  • The Joy of Lending
  • 3100 Airway Ave, Suite 131, Costa Mesa, CA, 92626
  • We specialize in all things home loan! We originate in California & Hawaii and have a passion for serving those who have served for us, we specialize in the VA home loan! The VA home loan is single-handily the best benefit available to our active duty and retired military personnel and family's
  • John Torrijos So Cal Lender
  • 3198-F Airport Loop Drive, Suite 201, Costa Mesa, CA, 92626
  • John is a powerful Inland Empire connection. He has been in the mortgage industry for nearly 20 years & has a strong understanding of what is needed to close transactions in this ever-changing market. He is very strong in structuring his files so that his clients & realtor partners can be confident that their loans will close on time every time.