FHA VS Conventional loan programs in Wyandotte, Wayne County, Michigan

As of 2026, the Conventional loan limit in Wyandotte, found in Wayne county, MI, is $726,200, whereas the FHA cap for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare current rates for Conventional, FHA, and USDA loans. Discover the income, credit background, reserves, and documents needed to qualify. Our enhanced mortgage calculator provides comparisons of Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating a decision on the best program in MI for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Wyandotte, Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 48192

Conventional and FHA Loan Options in Wyandotte, MI

Lendersa® is dedicated to helping you find the best Conventional, USDA, or FHA loan quickly and easily. Choose from three starting points to align with appropriate lenders and loan programs.

Lendersa USDA loan requests and matching results


Wyandotte Lenders

  • Mitten Mortgage Lending LLC
  • 2959 Biddle, Suite 201, Wyandotte, MI, 48192
  • Lends in Michigan
  • At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Lincoln Park Community Credit Union
  • 1400 Emmons Boulevard, Lincoln Park, MI, 48146
  • Lends in Michigan
  • Lincoln Park Community Credit Union is proud to celebrate 80 years helping our members be the heroes of their financial lives. Our story starts with you. We’re a small credit union with a big story and we want to help you with yours. We started in the janitor’s closet of a school

  • Success Group Mortgage and Servicing LLC
  • 23380 Goddard Road, Taylor, MI, 48180
  • Lends in Michigan
  • SGMS is a Mortgage and Land Contract Services Company that is focused on your success. Our mortgage services team has over 25 years of experience in origination of all sizes of loans and refinance loans. Lead by James Woodworth, SGMS Mortgage provides one-on-one service with a personal touch.

  • Shore to Shore Community Federal Credit Union
  • 4550 Division Street, Trenton, MI, 48183
  • Lends in Michigan
  • Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.

  • Delmar Mortgage
  • 2360 W Jefferson Suite 101, Trenton, MI, 48183
  • Lends in Michigan
  • I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.

  • Ez Loans Co
  • 837 S Beech Daily, Dearborn Heights, MI, 48125
  • Lends in Michigan
  • At EZ Loans Co, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • Sonic Loans
  • 13624 Michigan Ave, Dearborn, MI 48126, Dearborn, MI, 48126
  • Lends in Michigan
  • Sonic Loans is dedicated to streamlining the whole process for your convenience. e. We can assist you in purchasing or refinancing a house because of our many years of industry knowledge. Keep in mind that we provide a variety of mortgage services, including 15-year mortgages, 30-year mortgages, cash-out refinances, FHA loans, and Jumbo loans, amon

  • MemberFocus Community Credit Union
  • 6246 Chase Road, Dearborn, MI, 48126
  • Lends in Michigan
  • Founded in 1935, MemberFocus has a long history of serving members of the Dearborn and surrounding communities. Year after year, our products and services expand and improve; our enthusiasm for member service grows; our commitment to financial excellence holds true.and also providing banking services including savings, loans.

  • Vesta Lending
  • 6 Parklane Boulevard, Suite 104, Dearborn, MI, 48126
  • Lends in Michigan
  • Vest Lending is a BBB accredited mortgage brokerage with over 15 years of experience in the industry. From first time homeowners to seasoned investors: we are committed to helping our clients achieve their mortgage goals. Our philosophy is simple-be transparent throughout the entire mortgage process, provide our clients with best fit their needs.