FHA VS Conventional loan in Lincoln-Park, Wayne County, Michigan

In 2025, the conventional loan limit for Lincoln-Park in Wayne county, MI is $647,200, while the FHA limit is $420,680 for a single-family home.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans and determine the income, credit, reserves needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA options side by side, helping you choose the ideal program in MI for your financial needs.

Compare offers from 100 lenders

2025 Loan Limits & Down Payment Requisites in Lincoln-Park, Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Table applies to these zip codes: 48146

Conventional & FHA Loan Options in Lincoln-Park, MI

The goal of Lendersa® is to help you swiftly find the best Conventional, USDA, or FHA loan, hassle-free. Choose one of three starting points to match with lenders and loan programs.

Results for USDA loan requests - Lendersa


  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Clinch-Powell
  • 7995 Rutledge Pk, Rutledge, TN, 37861
  • Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient
  • Lehigh County Employees Federal Credit Union
  • 455 Hamilton Street, Allentown, PA, 18101
  • Formed in 1965, the credit union is open to Lehigh County employees, employees of the credit union, elected and appointed officials of Lehigh County, persons retired as pensioners from the above stated employment, relatives of persons who are deceased but were members during their lifetime, and family members of an employee or a member.
  • Biz Hub Financial, LLC
  • 1101 Hamilton Street, Suite 305, Allentown, PA, 18101
  • Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending. Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
  • Lehigh Valley Educators Credit Union
  • 3720 Hamilton Boulevard, Allentown, PA, 18103
  • Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers
  • Allentown Federal Credit Union
  • 1325 Oxford Drive, Allentown, PA, 18103
  • Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.