Explore the differences! FHA VS Conventional loan programs in Belle-Plaine, Scott County, Minnesota

In 2026, the loan limit for Conventional loans in Belle-Plaine, located in the county of Scott, MN, is $647,200. The FHA limit for a single-family home stands at $448,500.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates including Conventional, FHA, and USDA. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in MN best suits your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Belle-Plaine, Scott County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

The comparison table applies to the following zip codes: 56011

Discover Conventional and FHA Loan Options in Belle-Plaine, MN

Lendersa® aims to connect you with the best Conventional, USDA, or FHA loan quickly, without hassle. Start with one of three ways to pair with matching lenders and loan programs tailored to your needs.

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Belle-Plaine Lenders

  • Cornerstone State Bank
  • 415 North Main, Le Sueur, MN, 56058
  • Lends in Minnesota
  • CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.

  • Arlington State Bank
  • 230 West Main Street, Arlington, MN, 55307
  • Lends in Minnesota
  • Arlington State Bank is a branch office of Arlington State Bank. They provide the following services: Full Service Office Location and are located at 230 West Main Street in Arlington Minnesota.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • Mortgage Avenue
  • 255 1st Ave E, Shakopee, MN, 55379
  • Lends in Minnesota
  • Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,

  • First National Bank of Le Center
  • 10 W Minnesota St, Le Center, MN, 56057
  • Lends in Minnesota
  • The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years.
    We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.

  • Voyageur Financial Inc
  • 14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
  • Lends in Minnesota
  • Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

  • Antler Home Mortgage
  • 9490 Cottontail Drive, Minnetrista, MN, 55375
  • Lends in Minnesota
  • Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.

  • Frandsen Bank & Trust
  • 116 Central St W, Lonsdale, MN, 55046
  • Lends in Minnesota
  • Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.

  • Thistle Financial LLC
  • 11328 Bluestem Lane, Eden Prairie, MN, 55347
  • Lends in Minnesota
  • Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.

  • Security Bank & Trust Co.
  • 2202 11th Street East, Glencoe, MN, 55336
  • Lends in Minnesota
  • Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.