FHA VS Conventional loan in Benson, Swift County, Minnesota

In 2026, the conventional loan cap in Benson, part of Swift county, MN, is $726,200. Meanwhile, the FHA loan limit for a single-family home stands at $472,030.

Use Lendersa® Conventional loan calculator to examine today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the most appropriate program in MN for your financial requirements.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Benson, Swift, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to the following zip codes: 56215

Explore Your Conventional and FHA Loan Options in Benson, MN

The aim of Lendersa® is to help you secure the best Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose one of these three pathways to find the most compatible lenders and loan programs.

Results from USDA loan requests via Lendersa


  • KAM Financial & Realty, Inc.
  • 509 E Lexington Drive, Glendale, CA, 91206
  • My 40 years of Mortgage experience combined with fast and hassle-free processing lets me extend to my customers the kind of expertise and service they deserve.

    I can literally pre-qualify any potential borrower over the phone in five (5) minutes or less. This includes, if necessary, a pre-qualifier credit report and thorough property evaluatio

  • California Adventist Federal Credit Union
  • 1441 E. Chevy Chase Drive, Glendale, CA, 91206
  • California Adventist Federal Credit Union (CAFCU) was organized in 1952 as the first Seventh-day Adventist Credit Union in the country. Its charter allows us to serve Adventist Church members and the employees of any and all Adventist Church or Church Member owned business of all sizes and types.

  • Glendale Federal Credit Union
  • 500 E. Wilson Ave, Glendale, CA, 91206
  • Since 1951, Glendale Federal Credit Union has been helping the public service employees of Glendale reach their goals by providing quality financial products and convenient services that meet their needs as members.

    Glendale FCU was founded on the credit union philosophy of “people helping people,

  • Nova Finance
  • 1288 North Verdugo Road, Suite A, Glendale, CA, 91206
  • Nova Finance is a full service real estate firm that specializes in all areas of real estate thanks to our incredible team of professionals. Nova Finance accomplishes everything from financing conventional loans, private money, niche and bridge loans to residential and commercial sales. Each member of our team specializes in specific markets.

  • Green World Financial Services
  • 1461 East Chevy Chase Drive, Suite 101, Glendale, CA, 91206
  • Green World Realty puts your needs and budget first to help you get the perfect house. With a background in finance and twelve years of owning his own brokerage, he knows the real estate process like the back of his hand. Plus, having been born and raised in Glendale, Haik understands the best of what the area

  • Credit Union of Southern California
  • PO Box 200, Whittier, CA, 90608
  • We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.

  • Damien L. Grant Lending Team
  • 23120 Alicia Pkwy, Suite 100, Mission Viejo, CA, 92692
  • Expertise, commitment to customers, & competitive rates. Those are the values that define what we do.We customize the mortgage experience for each client and are there to answer any questions along the way. When you choose to work with us, we promise you and also Specializing in Mortgage Loans in the Las Vegas, Los Angeles and Orange Country area.

  • Mortgage Link 1, Inc
  • 28570 Marguerite Pkwy, Suite 208, Mission Viejo, CA, 92692
  • We pride ourselves on exceeding our customer's expectations in finding the best loan product for them, A tailored home loan that's right for you. Everyone is unique: Loans are not cookie cutter products, a large amount of guidance for simple or more complex financing packages require skill, we realize you are unique

  • Integrated Lending Group Inc.
  • 28181 Tinajo, Mission Viejo, CA, 92692
  • Integrated Lending Group our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of refinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over.

  • Today's Home Mortgage Inc
  • 27885 Mazagon, Mission Viejo, CA, 92692
  • At Home Mortgage, Inc. We are a full-service mortgage company based in Mission Viejo, CA. We specialize in Jumbo home mortgages, home refinance, and home purchase loans in Mission Viejo. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92692, we can help you realize your dream

  • Spectrum One Mortgage
  • 23052H Alicia Pkwy, Suite 158, Mission Viejo, CA, 92692
  • Spectrum One Mortgage which is a full service Lender and Broker is divided up into three divisions. We have a retail floor that services all of your conventional mortgage needs. Most recently we have developed a retail team that works exclusively with Senior Citizens in facilitating Home Equity Conversion Mortgages better known as Reverse Mortgage.