FHA VS Conventional loan programs in Montevideo, Chippewa County, Minnesota

In 2025, the Conventional loan limit set in Montevideo, within the county of Chippewa, MN, is $726,200, while the FHA limit for a single-family home is $472,030.

Use Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers side-by-side insights into Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the best program in MN for your unique financial situation.

Explore and compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Montevideo, Chippewa County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 56265

Conventional and FHA Loan Options in Montevideo, MN

The goal of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loans quickly and with ease. Start by choosing one of three options to identify matching lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • Granite Equity Group Inc
  • 311 Judah Street, Suite 100, Roseville, CA, 95678
  • The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
  • Point Equity Residential Lending
  • 925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678
  • "We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy. Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"
  • Dennis Knight
  • 915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678
  • "Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes. Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."
  • Brizzi Financial - Mortgage Professionals
  • 1328 Blue Oaks Blvd, Suite 100, Roseville, CA, 95678
  • We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed
  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.
  • Harper Mortgage Team
  • 913 Burland Circle, Winter Garden, FL, 34787
  • The Harper Mortgage team is here to help you with your Central Florida home loans, regardless of the type of property you are looking to purchase. We can help you buy your first home, your dream home or even an investment property. We provide a number of different home loan programs that can be customized to fit your specific financial situation
  • Bluewater Funding LLC
  • 5694 Baywater Drive, Tampa, FL, 33615
  • Bluewater Funding is a Mortgage Company dedicated to providing white glove service to the client. Our job is to ensure a client makes an informed decision tailored for their household goals. Whether clients are looking to purchase a home, refinance, build a home, or need a commercial loan, we have the tools
  • Elegant Financial Services Corp
  • 5811 Memorial Highway, Suite 201, Tampa, FL, 33615
  • We provice services for traditional buyers, first-time homebuyers, distressed homeowners, banks, luxury homes, high rises & condominiums, residential resale, buyer representation, rental property management, investor portfolio development, short sale processing and bank-owned property/REO.
  • Von Mortgage - Roya Spain
  • 2777 Bechelli Lane, Redding, CA, 96002
  • We are a Redding Mortgage Bank with awesome rates, fees & turn times. We love your referrals. We are direct lenders for Redding FHA Loans, Redding USDA Loans, Redding VA Loans, & Redding no money down loans. Give us a call any time for any questions. Remember every question is a good question.