Explore the differences! FHA VS Conventional loan programs in Montevideo, Chippewa County, Minnesota

In 2026, the Conventional loan limit set in Montevideo, within the county of Chippewa, MN, is $726,200, while the FHA limit for a single-family home is $472,030.

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Loan calculator comparison

Use Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers side-by-side insights into Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the best program in MN for your unique financial situation.

Explore and compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Montevideo, Chippewa County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 56265

Conventional and FHA Loan Options in Montevideo, MN

The goal of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loans quickly and with ease. Start by choosing one of three options to identify matching lenders and loan programs tailored to your needs.

  1. Submit a request for Conventional/USDA/FHA loan optimization
  2. Research rates & terms for Conventional, USDA, and FHA loans
  3. Access the extensive database of Conventional lenders
Lendersa USDA loan request and matching results



  • Continental Funding Corp.
  • 7 Cabot Place, Stoughton, MA, 02072

  • Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.

  • Bank of Easton North Easton
  • 275 Washington St, North Easton, MA, 02356

  • Bank of Easton provides traditional banking services to the surrounding communities.

    our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!

  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066

  • Lafayette State Bank offers a variety of loans designed for personal and business purposes.
    As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.

  • Brotherhood Credit Union
  • 75 Market St Lynn, Lynn, MA, 01901

  • Brotherhood Credit Union offers its members a full service website that allows for true "Banking from Home" functionality. Users have the ability to get account balance and history reports, transfer money between accounts, make bill payments, and so much more. Brotherhood Credit Union has been serving its members in and around the Lynn, MA.

  • Colonial Federal Savings Bank
  • 15 Beach Street, Quincy, MA, 02170

  • Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.

  • Barry Rabinovitz - Classic Homes Real Estate
  • 12 Beach St, Quincy, MA, 02170

  • Classic Homes Real Estate is a well established (over 33 yrs), successful, independently owned and operated full service residential real estate agency.
    We are not a traditional “cookie cutter” real estate agency. Even our office is different. We’ve restored a residential home in the heart of Wollaston Center, and filled it with a caring.

  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777

  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.

  • BayCoast Mortgage Company, LLC
  • 330 Swansea Mall Drive, Swansea, MA, 02777

  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .

  • Salem Five Bank
  • 71 Washington Street, Salem, MA, 01970

  • At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers
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