In 2026, the conventional loan limit for a single-family home in Brainerd, located in Crow Wing county, MN, is $726,200. Meanwhile, the FHA limit is set at $472,030.
The Lendersa® Conventional loan calculator allows you to compare the best rates available today for Conventional, FHA, and USDA loans. This advanced tool helps determine the income, credit score, reserves, and documentation needed for qualification. Through our mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding your decision on which program in MN best suits your financial needs.
Compare loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to these zip codes: 56401
Lendersa® aims to swiftly provide you with the optimal Conventional, USDA, or FHA loan solutions without hassle. Choose from one of three starting points to find matching lenders and loan programs suited to your needs.
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