Explore the differences! FHA VS Conventional loan programs in Brainerd, Crow Wing County, Minnesota
In 2025, the conventional loan limit for a single-family home in Brainerd, located in Crow Wing county, MN, is $726,200. Meanwhile, the FHA limit is set at $472,030.
The Lendersa® Conventional loan calculator allows you to compare the best rates available today for Conventional, FHA, and USDA loans. This advanced tool helps determine the income, credit score, reserves, and documentation needed for qualification. Through our mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding your decision on which program in MN best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Brainerd, Crow Wing, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to these zip codes: 56401
Varieties of Conventional and FHA Loan Options in Brainerd, MN
Lendersa® aims to swiftly provide you with the optimal Conventional, USDA, or FHA loan solutions without hassle. Choose from one of three starting points to find matching lenders and loan programs suited to your needs.
275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
120 E George Hopper Rd, Suite 200, Burlington, WA, 98233
"Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan.
We specialize in the ability to structure each of the private loans"
"Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.
Additionally, we offer consultation services to small and mid-size businesses."
Armor Investment Company in October 0f 1981. Back then interest rates for FHA/VA Loans were hovering in the 18-20% range. I noticed that seasoned notes and mortgages were being cashed in by worried investors. These notes bearing 6-8% interest were being discounted to yield investors 20-25% interest. Wow! That caught my attention.
3400 188th Street SW, Suite 101, Lynnwood, WA, 98037
Capstone Home Loans is a leading, full-service integrated mortgage bank setting the standard for the industry today with a purposeful eye towards the future. A unique firm with a practice that actively supports the talents of experienced mortgage professionals who are focused on serving their client’s goals in pursuit of the American Dream.
4720 200th Street Southwest, Suite 205, Lynnwood, WA, 98036
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
