FHA VS Conventional loan in Ham-Lake, Anoka County, Minnesota
In the year 2026, the conventional loan limit in Ham-Lake, within the county of Anoka, MN, stands at $647,200. Meanwhile, the FHA limit for a single-family home is established at $448,500.
With the Lendersa® Conventional loan calculator, you can compare the top rates between Conventional, FHA, and USDA loans and evaluate the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in MN suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Ham-Lake, Anoka County, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$448,500
3.5%
The information in this table applies to these zip codes: 55304
Explore Conventional and FHA Loan Options in Ham-Lake, MN
Lendersa® aims to efficiently connect you with the most favorable Conventional, USDA, or FHA loans with minimal hassle. Start by choosing one of three options to match with lenders and loan programs tailored to your needs.
Southern Teachers and Parents Federal Credit Union
728 Harding Boulevard, Baton Rouge, LA, 70807
Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.
Membership is easy and forever. If you would like to become a member of Lakehurst Naval Federal Credit Union, come in and complete a membership application card. Once you become a member, you can always remain a member. As our member, you are not just another customer ... you are part of our family!
Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
The Delaware State Police Federal Credit Union was founded in 1960. The idea was to create a financial institution, whose purpose was and is to protect and help Delaware’s most precious resource, our troopers, lead financially successful lives. In the years since, we have grown and developed into an organization that honors all of those that serve.
Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
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