FHA VS Conventional loan programs in 2025 for Ham-Lake, Anoka County, Minnesota

In the year 2025, the conventional loan limit in Ham-Lake, within the county of Anoka, MN, stands at $647,200. Meanwhile, the FHA limit for a single-family home is established at $448,500.

With the Lendersa® Conventional loan calculator, you can compare the top rates between Conventional, FHA, and USDA loans and evaluate the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in MN suits your financial situation best.

Compare offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Ham-Lake, Anoka County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

The information in this table applies to these zip codes: 55304

Explore Conventional and FHA Loan Options in Ham-Lake, MN

Lendersa® aims to efficiently connect you with the most favorable Conventional, USDA, or FHA loans with minimal hassle. Start by choosing one of three options to match with lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • Carolina Lending Group
  • 1022 Carolina Boulevard, Isle Of Palms, SC, 29451
  • Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.
  • Walton Funding
  • 12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
  • Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.
  • United Texas Credit Union
  • 5500 UTSA Boulevard, San Antonio, TX, 78249
  • From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
  • HEB Federal Credit Union
  • 4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
  • H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
  • Security Service Federal Credit Union
  • 15000 IH 10 West, San Antonio, TX, 78249
  • Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
  • Boston Private
  • 10 Post Office Square, Boston, MA, 02109
  • Boston Private We bring together a full spectrum of wealth, trust and banking services to give you the one trusted resource you need to simplify and strengthen your financial life. and also Boston Private is a bank with operations in four states. Boston Private offers numerous mortgage programs including conventional, jumbo, non-owner occupied, Hom
  • Investors Choice Lending
  • 8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
  • Investors Choice Lending is a private hard money lender offering Boston’s real estate investors a unique opportunity to secure the funds they need. When you’ve got eyes on your next investment property, there’s nothing you want more than to close quickly and without hassle. We’ve aligned ourselves with many National lending resources.
  • Mountain West Bank
  • 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
  • Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.