Explore the differences! FHA VS Conventional loan programs in Oak-Grove, Anoka County, Minnesota

In 2026, the conventional loan limit in Oak-Grove, within Anoka county, MN is set at $647,200. Meanwhile, the FHA cap for a single-family home is $448,500.

Utilize the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you decide the most suitable program for your financial situation in MN.

Evaluate loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Oak-Grove, Anoka, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

This comparison table applies to zip codes: 55011, 55303, 55005

Explore Conventional and FHA Loan Options in Oak-Grove, MN

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose from one of three options to find matching lenders and loan programs.

Check results of Lendersa USDA loan requests


  • Cy-Fair Federal Credit Union
  • 9601 Jones Road, Suite 100, Houston, TX, 77065
  • Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD,

  • Member Home Loan
  • 9601 Jones Road, Suite 108, Houston, TX, 77065
  • Member Home Loan (MHL NMLS#105693) has built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders, and individual homebuyers. MHL is a credit union-owned, full-service company with an experienced staff offering expertise in every area of mortgage lending,

  • Sweetwater Mortgage Company
  • 12010 Miramar Shores Dr, Houston, TX, 77065
  • Sweetwater Mortgage Company’s Mission is to become the “best” mortgage company in the industry. By “best”, we do not mean the biggest. Instead our mission is to become the “most excellent” mortgage company in our industry. We want to be the “best of the best” within our industry similar to the “Navy Seals” or the “Green Berets.

  • First National Bank of South Carolina
  • 801 Gilway Ave, Holly Hill, SC, 29059
  • At the turn of the century, Holly Hill was a small rural farming community where cotton was king, horse and wagon were the primary means of travel, and local folks hid or buried their savings for safety. The need for a bank was obvious, and on July 7, 1905, The Bank of Holly Hill was chartered. On September 4, 1905, with $15, 000 in capital.

  • Central Credit Union of Florida
  • 1200 E Nine Mile Rd, Pensacola, FL, 32514
  • CCUFL started as West Florida Central Credit Union in 1962. For almost 60 years, CCUFL has shown what a credit union really is... people helping people. CCUFL has strived to be a community credit union by incorporating the membership and values of the credit unions that have come together to form Central Credit Union of Florida.

  • Rapid Rate Mortgage LLC
  • 8680 Scenic Hwy, Pensacola, FL, 32514
  • "Rapid Rate Mortgage is a mortgage brokerage that uses our cutting edge technology to help those with less than perfect credit scores qualify for a home.

    Realtors love our Loan Portal System where they can log in any time of the day and print off a pre-qualification letter for any amount less than the buyer's max budget."

  • Pen Air FCU
  • 1495 E. Nine Mile Road, Pensacola, FL, 32514
  • At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida with $2.3 billion in assets, we are dedicated to enhancing lives through exception service

  • The First National Bank of Bastrop
  • 489 Highway 71 W, Bastrop, TX, 78602
  • The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.