FHA VS Conventional loan programs in Oak-Grove, Anoka County, Minnesota

In 2026, the conventional loan limit in Oak-Grove, within Anoka county, MN is set at $647,200. Meanwhile, the FHA cap for a single-family home is $448,500.

Utilize the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you decide the most suitable program for your financial situation in MN.

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2026 Loan Limits and Down Payment Requirements in Oak-Grove, Anoka, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

This comparison table applies to zip codes: 55011

Explore Conventional and FHA Loan Options in Oak-Grove, MN

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose from one of three options to find matching lenders and loan programs.

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Oak-Grove Lenders

  • Quality Choice Mortgage LLC
  • 13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
  • Lends in Minnesota
  • The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Fairway Financial Services, Inc.
  • 11165 Zealand Ave N, Champlin, MN, 55316
  • Lends in Minnesota
  • Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.

  • Crimson Mortgage
  • 13661 Balsam Ln N, Suite 3, Dayton, MN, 55327
  • Lends in Minnesota
  • Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.

  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Lends in Minnesota
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.

  • Berins Enterprises Inc
  • 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
  • Lends in Minnesota
  • We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.

  • The Bank of Elk River
  • 630 Main Street, Elk River, MN, 55330
  • Lends in Minnesota
  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.

  • Minnesota Residential Mortgage, Inc.
  • 2636 Ridge Lane, Mounds View, MN, 55112
  • Lends in Minnesota
  • At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • The Servion Group
  • 500 Main Street, Saint Paul, MN, 55112
  • Lends in Minnesota
  • The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.

  • Building Trades Credit Union
  • 12080 73rd Avenue Northq, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Building Trades Credit Union (BTCU) is a not-for-profit financial cooperative serving more than 14, 000 union workers in the building and construction trades and their families throughout Minnesota, Wisconsin and the Dakotas. BTCU is federally insured by the NCUA. We’re Building Trades Credit Union, And we’re ready to help you build a better life!