FHA VS Conventional loan in North-Branch, Chisago County, Minnesota
In 2026, the conventional loan limit for North-Branch, in the county of Chisago, MN, is $647,200, while the FHA limit for a single-family residence is $448,500.
With the Lendersa® Conventional loan calculator, you can compare top rates available today among Conventional, FHA, and USDA options. Assess income, credit, reserves, and documentation needed for eligibility. Our advanced calculator enables side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you decide on the best program for your financial needs in MN.
Loan limits and down payment requirements for 2026 in North-Branch, Chisago, MN
Loan Type
Max Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$448,500
3.5%
This table pertains to zip codes: 55056
Explore Conventional and FHA loan options in North-Branch, MN
Lendersa® aims to connect you with the ideal Conventional, USDA, or FHA loan quickly and without hassle. Start with one of three options to be matched with lenders and loan programs.
Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
Lends in Minnesota
The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
Lends in Minnesota
Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.
At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.
