FHA VS Conventional loan programs in 2026 for Chisago-City, Chisago County, Minnesota
For the year 2026, the limit for conventional loans in Chisago-City, situated in the county of Chisago, MN, is capped at $647,200. The FHA loan limit, specifically for single-family homes, is marked at $448,500.
Leverage the Lendersa® Conventional loan calculator to contrast today's top rates among Conventional, FHA, and USDA loans. It enables you to assess the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding your decision-making process about the best option for your specific financial needs in MN.
Loan Limits and Down Payment Requirements for 2026 in Chisago-City, Chisago County, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$448,500
3.5%
The data in this table is applicable to the following zip codes: 55013
Explore Conventional and FHA Loan Options in Chisago-City, MN
With Lendersa®, the aim is to facilitate a swift, hassle-free experience in securing the optimal Conventional, USDA, or FHA loan. Choose from three beginning pathways that align you with matching lenders and loan options.
3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
Lends in Minnesota
Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
Lends in Minnesota
The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.
First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.
Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
