Explore the differences! FHA VS Conventional loan programs in Otsego, Wright County, Minnesota
In the year 2025, the conventional loan limit in Otsego, within Wright county, MN, is $726,200, whereas the FHA limit for single-family homes is $515,200.
Utilize the Lendersa® Conventional loan calculator to explore and compare the best current rates for Conventional, FHA, and USDA loans. It provides insight into the income, credit, reserves, and documentation necessary. Our advanced mortgage tool allows you to compare Conforming Conventional loans alongside USDA, FHA, and VA options, providing a clear view in MN to choose the most suitable program for your financial needs.
2025 Loan Limits and Down Payment Requirements in Otsego, Wright County, MN
Loan Type
Loan Limit
Down Payment
Conforming Conventional
$726,200
3%
USDA
$358,800
0%
FHA
$515,200
3.5%
This comparison is applicable to the following zip codes: 55301, 55330, 55362
Exploring Conventional and FHA Loan Options in Otsego, MN
Our mission at Lendersa® is to facilitate the process of finding the perfect Conventional, USDA, or FHA loan efficiently and without complications. You can begin with one of three pathways that align you with suitable lenders and loan programs.
Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services
920 N Telshor Blvd, Suite B, Las Cruces, NM, 88011
At Precision Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry & can help you reach your short- and long-term goals. Our local specialists have the resources of a huge national mortgage company & the friendly attitude of your neighbors.
We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.
