FHA VS Conventional loan programs in 2026 for Rogers, Hennepin County, Minnesota

For the year 2026, the Conventional loan limit in Rogers, located within Hennepin county of MN, is set at $726,200. Meanwhile, the FHA loan ceiling for a single-family home is $515,200.

Lendersa® provides a Conventional loan calculator to help you compare today's leading rates between Conventional, FHA, and USDA loans. It assists in assessing required income, credit, reserves, and documentation for eligibility. With this comprehensive tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, thus facilitating the selection of the best program for your financial situation in MN.

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Loan Limits and Down Payment Specifications for 2026 in Rogers, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This table is relevant for the following zip codes: 55374

Available Conventional and FHA Loan Options in Rogers, MN

Lendersa® is committed to providing quick and hassle-free access to the best Conventional, USDA, or FHA loan options. You can choose one of three starting points to match with potential lenders and loan programs.

Lendersa USDA loan request and matching outcomes


Rogers Lenders

  • Equity Source Mortgage
  • 13606 Birch Rd, Rogers, MN, 55374
  • Lends in Minnesota
  • At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced

  • Allstate Home Mortgage
  • 6329 Kutcher Lane, Eden Prairie, MN, 55341
  • Lends in Minnesota
  • At Allstate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Lends in Minnesota
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..

  • Crimson Mortgage
  • 13661 Balsam Ln N, Suite 3, Dayton, MN, 55327
  • Lends in Minnesota
  • Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.

  • Building Trades Credit Union
  • 12080 73rd Avenue Northq, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Building Trades Credit Union (BTCU) is a not-for-profit financial cooperative serving more than 14, 000 union workers in the building and construction trades and their families throughout Minnesota, Wisconsin and the Dakotas. BTCU is federally insured by the NCUA. We’re Building Trades Credit Union, And we’re ready to help you build a better life!

  • Oak Grove Financial
  • 11325 Red Fox Drive, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.

  • TopLine Federal Credit Union
  • 9353 Jefferson Highway, Maple Grove, MN, 55369
  • Lends in Minnesota
  • TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable

  • MORTGAGES UNLIMITED INC.
  • 7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.

  • ST. CLOUD FINANCIAL CREDIT UNION
  • 5600 La Centre Ave, Suite 100, Albertville, MN, 55301
  • Lends in Minnesota
  • St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.