FHA VS Conventional loan in Plainview, Wabasha County, Minnesota

In the year 2026, the conventional loan cap for a single-family home in Plainview, within the county of Wabasha, MN, is established at $726,200. Meanwhile, the FHA limit stands at $472,030.

Lendersa® offers a Conventional loan calculator for evaluating today's rates against FHA and USDA loans, factoring income, credit, reserves, and required documents for qualification. By leveraging our comprehensive mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans to identify which option best fits your financial needs in MN.

Explore loan options from 100 different lenders

Loan limitations and down payment requirements for 2026 in Plainview, Wabasha, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is applicable for the zip codes: 55964

Options for Conventional and FHA loans in Plainview, MN

The aim of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan for you with minimal effort. You can initiate your search through three different avenues, culminating in tailored lender and program matches.

Results from Lendersa's USDA loan request matching


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  • E-Central Credit Union where you can Expect More from a financial institution, find Everything you need and access your accounts Everywhere! As a Member of a financial cooperative, you share in the profits of the Credit Union by receiving superior financial services. When you bank with E-Central, here’s what you get:

  • LA Financial Credit Union
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  • Cinch Mortgage
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  • A2Z Tax & Financials is a Real Estate Brokerage (BRE #01987437) and a Mortgage Broker (NMLS #1393235) offering wide variety of services in the area of real estate purchase and sale, rental, investment, residential and/or commercial, as well as offering different types of mortgages for first time home buyers, investors, conventional,

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  • Russell Street, Mortgage Broker
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  • Network Mortgage
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  • Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..