FHA VS Conventional loan programs in 2026 for Plainview, Wabasha County, Minnesota

In the year 2026, the conventional loan cap for a single-family home in Plainview, within the county of Wabasha, MN, is established at $726,200. Meanwhile, the FHA limit stands at $472,030.

Lendersa® offers a Conventional loan calculator for evaluating today's rates against FHA and USDA loans, factoring income, credit, reserves, and required documents for qualification. By leveraging our comprehensive mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans to identify which option best fits your financial needs in MN.

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Loan limitations and down payment requirements for 2026 in Plainview, Wabasha, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is applicable for the zip codes: 55964

Options for Conventional and FHA loans in Plainview, MN

The aim of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan for you with minimal effort. You can initiate your search through three different avenues, culminating in tailored lender and program matches.

Results from Lendersa's USDA loan request matching


Plainview Lenders

  • Foresight Bank
  • 138 West Broadway, Plainview, MN, 55964
  • Lends in Minnesota
  • Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability.

    We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,

  • Peoples State Bank
  • 100 4th Ave SE, Suite 6, Plainview, MN, 55964
  • Lends in Minnesota
  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.

  • MCT Financial
  • 3240 East River Road, Rochester, MN, 55906
  • Lends in Minnesota
  • At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!

  • Olmsted National Bank
  • 975 34th Avenue NW, Rochester, MN, 55901
  • Lends in Minnesota
  • ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.

  • Sterling State Bank
  • 4200 Badger Hills Dr NW, Rochester, MN, 55901
  • Lends in Minnesota
  • Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.

  • Minnesota First
  • 1932 Viking Dr NW, Rochester, MN, 55901
  • Lends in Minnesota
  • What sets Minnesota First apart from other financial institutions? That’s easy. Personalized service for over 50 years. At Minnesota First you are treated like an individual, not a number. We are never to busy to help you or assist you with any questions or financial needs that you have.

  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • Lends in Minnesota
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.