FHA VS Conventional loan programs in 2025 for Lake-City, Wabasha County, Minnesota

In 2025, the conventional loan limit for Lake-City, within the county of Wabasha, MN, is $647,200, whereas the FHA loan limit for a single-family home is $420,680.

Utilize the powerful Lendersa® Conventional loan calculator to evaluate current rates among Conventional, FHA, and USDA options. Identify requisite income, credit, reserves, and required documentation for qualification. Our advanced mortgage tool places Conforming Conventional loans beside USDA, FHA, and VA, helping you determine which program might suit your financial situation in MN best.

Explore loan options from 100 different lenders

Loan Limits and Required Down Payments for 2025 in Lake-City, Wabasha County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable for the following zip codes: 55041

Explore Conventional and FHA Loan Programs in Lake-City, MN

The goal with Lendersa® is to help you swiftly and easily secure the ideal Conventional, USDA, or FHA loan. Begin with one of three pathways to connect with matching lenders and programs.

Detailed results from Lendersa for USDA loan requests


  • ALTLOAN
  • 5016 North Parkway Calabasas Suite 200, Calabasas, CA, 91302
  • ALTLOAN sources the best available capital for residential Non-QM loans with easy guidelines and competitive rates. All loans are underwritten in-house to ensure easy execution and fast closings for Mortgage Brokers. All Underwriters, Account Managers and Account Executives have 5+ years experience in the mortgage business with Non-QM experience.
  • Action Funding, Inc.
  • 23875 Ventura Blvd. #202-B, Calabasas, CA, 91302
  • ACTION FUNDING INC. is a direct private money lender that originates and funds private money loans for business purposes in California and Texas. We are here to be of service to real estate agents, investors, and mortgage brokers by providing them a quick and reliable source of funding which will add value to your team.
  • Pacific Capital Funding Corp
  • 5023 N. Parkway Calabasas, CALABASAS, CA, 91302
  • PCFC operates with a high degree of professionalism, excellent customer service and a high level of ethics at all times. Our clients keep coming back because they can count on us to do what we say and to value the relationship above the deal. Our goal is to bridge the gap between real estate investors
  • Private Mortgage Fund
  • 23586 Calabasas Rd., Ste. 100, Calabasas, CA, 91302
  • Private Mortgage Fund, LLC is a California bridge lender founded in 2009. Our focus is to offer the real estate investor fast and reliable execution with creative structure. The principals of PMF have a diverse real estate background with a combined 60 years of experience in lending, brokerage, real estate ownership and management.
  • Union Home Loan
  • 23586 Calabasas Road, Suite 203, Calabasas, CA, 91302
  • Union Home Loan arranges hard money loans for commercial, land, mixed use, residential, apartments, industrial, casinos, hotels, property Investment and unusual properties. Our funding time takes an average of two weeks. We are a direct lender as well as private money brokers in CA. Complicated lending is our specialty.
  • Marquee Funding Group
  • 24025 PARK SORRENTO, SUITE 150, Calabasas, CA, 91302
  • Marquee Funding Group offers investors an alternative and secured real estate investment. These investments are in the form of a Promissory Note secured by a Deed of Trust (Trust Deeds) and collateralized, secured, and insured on all types of property throughout California and Colorado
  • California Private Lenders
  • 23945 Calabasas Road Suite 209, Calabasas, CA, 91302
  • California Private Lenders is an equity-based lender for all types of properties. We work with Investors, Rehabbers, Corporations, Estates, and Sub Prime Borrowers and Our excellent reputation as a Hard Money/Private Money Lender has been built on our ability to provide fast financing solutions for borrowers
  • Nationwide Business Finance
  • 2308 Via La Brea, Suite 101, Palos Verdes Peninsula, CA, 90274
  • Nationwide Business Finance is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
  • Lenders Capital
  • 2215 Via Anacap, Suite A, Verdes Estates, CA, 90274
  • Lenders Capital Mortgage is located on Via Anacapa, just west of Palos Verdes Drive West. It can be found in a small office and shopping district nestled among the impressive ocean-view homes of Palos Verdes Estates. It is found at the front of the bungalow-style Anacapa Suites complex in suite #A. Its emphasis is on financial advice.
  • South Bay Mortgage Brokers
  • 4000 Palos Verdes Drive North, Suite 108, Rolling Hills Estates, CA, 90274
  • South Bay Mortgage Brokers special is their commitment to getting results for clients and providing unparalleled customer service, communication, and timeliness. Tony’s objective is to make the loan process as clear and simple as possible. The next time you need assistance in securing financing.
  • Capital Lending & Real Estate
  • 1977 Redondela Drive, Rancho Palos Verdes, CA, 90275
  • Capital Lending and Real Estate, Inc. is a client-centered mortgage brokerage firm, helping people purchase and finance their homes in the state of California since 1995. Whether you are purchasing your first home, refinancing an existing loan, or looking for a new investment, I am here to help you with all your needs!
  • Excel Funding Real Estate Services Inc
  • 28924 South Western Avenue, Suite 110, Rancho Palos Verdes, CA, 90275
  • Excel Funding Real Estate Services, Inc., we are a one-stop shop for Real Estate and Financing. With over 20 years of experience, we have helped thousands of people to buy their dream homes! Whether you are looking to refinance, purchase or sell property, we have the expertise to get the job done professionally and efficiently